Section 2. This chapter shall not apply to the following:
(a) Credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, or to government or governmental agencies or instrumentalities, or to organizations.
(b) Transactions in securities or commodities accounts with a broker-dealer registered with the Securities and Exchange Commission.
(c) Credit transactions, other than those in which a security interest is or will be acquired in real property, or in personal property used or expected to be used as the principal dwelling of the consumer, in which the total amount financed exceeds twenty-five thousand dollars.
(d) Transactions under public utility tariffs, if the commissioner determines that the public utilities commission regulates the charges for such public utility services involved, the charges for delayed payment, and any discount allowed for early payment.
(e) Loans made, insured, or guaranteed pursuant to a program authorized by 20 USC 1070, et seq. of Title IV of the Higher Education Act of 1965.
Structure Massachusetts General Laws
Part I - Administration of the Government
Title XX - Public Safety and Good Order
Chapter 140d - Consumer Credit Cost Disclosure
Section 2 - Exempt Transactions
Section 3 - Rules and Regulations
Section 4 - Finance Charge; Determination
Section 5 - Annual Percentage Rate; Determination
Section 6 - Inaccurate Disclosure of Finance Charge or Annual Percentage Rate; Adjustment
Section 7 - Disclosure of Information; Multiple Creditors or Obligors; Estimates
Section 8 - Disclosure of Information; Clear and Conspicuous Statements
Section 9 - Information Rendered Inaccurate
Section 10 - Security Interest in Property Used as Dwelling; Rescission; Liability; Application
Section 11 - Disclosure; Open End Credit Plans; Statement; Contents
Section 12 - Disclosure; Other Than Open-End-Credit Plans; Statement; Contents
Section 14 - Multiple-Page Advertisements; Contents; Open-End-Credit Plan
Section 15 - Advertisements; Other Than Open-End-Credit Plans; Contents
Section 16 - Liability of Owner or Personnel of Advertising Medium
Section 17 - Oral Response to Cost of Credit Inquiry
Section 18 - Model Disclosure Forms and Clauses
Section 19 - Time for Sending Statement; Noncompliance; Finance Charge
Section 22 - Credit Balance Exceeding One Dollar; Periodic Statement Disclosure; Contents
Section 23 - Transfer of Funds Following Default of Debt; Written Notice; Applicability
Section 24 - Guaranty of Obligations of Other Persons; Notice of Additional Obligations
Section 25 - Issuance of Credit Cards
Section 26 - Cardholder Liability for Unauthorized Use
Section 27 - Unauthorized Use of Credit Cards
Section 28 - Liability of Business for Unauthorized Use of Credit Cards
Section 28a - Cardholder Discounts; Surcharges; Finance Charge
Section 28b - Participation in Credit Card Plans; Conditions
Section 29 - Rules and Regulations; Consistency With Federal Fair Credit Billing Act
Section 30 - Inspection of Records
Section 31 - Prohibited Acts; Penalty
Section 32 - Creditor's Failure to Comply With Law; Damages
Section 34 - Unfair Trade Practices; Violations
Section 35 - Limitations on Creditors' Liability and Consumer Rescission Rights