Section 28A. (a)(1) With respect to a credit card which may be used for extensions of credit in sales transactions in which the seller is a person other than the card issuer, the card issuer may not, by contract or otherwise, prohibit any such seller from offering a discount to a cardholder to induce the cardholder to pay cash, check or similar means rather than use a credit card.
(2) No seller in any sales transaction may impose a surcharge on a cardholder who elects to use a credit card in lieu of payment by cash, check or similar means.
(b) With respect to any sales transaction, any discount from the regular price offered by the seller for the purpose of inducing payment by cash, check or other means not involving the use of an open-end-credit plan or a credit card shall not constitute a finance charge under section four if such discount is offered to all prospective buyers and its availability is disclosed clearly and conspicuously.
Structure Massachusetts General Laws
Part I - Administration of the Government
Title XX - Public Safety and Good Order
Chapter 140d - Consumer Credit Cost Disclosure
Section 2 - Exempt Transactions
Section 3 - Rules and Regulations
Section 4 - Finance Charge; Determination
Section 5 - Annual Percentage Rate; Determination
Section 6 - Inaccurate Disclosure of Finance Charge or Annual Percentage Rate; Adjustment
Section 7 - Disclosure of Information; Multiple Creditors or Obligors; Estimates
Section 8 - Disclosure of Information; Clear and Conspicuous Statements
Section 9 - Information Rendered Inaccurate
Section 10 - Security Interest in Property Used as Dwelling; Rescission; Liability; Application
Section 11 - Disclosure; Open End Credit Plans; Statement; Contents
Section 12 - Disclosure; Other Than Open-End-Credit Plans; Statement; Contents
Section 14 - Multiple-Page Advertisements; Contents; Open-End-Credit Plan
Section 15 - Advertisements; Other Than Open-End-Credit Plans; Contents
Section 16 - Liability of Owner or Personnel of Advertising Medium
Section 17 - Oral Response to Cost of Credit Inquiry
Section 18 - Model Disclosure Forms and Clauses
Section 19 - Time for Sending Statement; Noncompliance; Finance Charge
Section 22 - Credit Balance Exceeding One Dollar; Periodic Statement Disclosure; Contents
Section 23 - Transfer of Funds Following Default of Debt; Written Notice; Applicability
Section 24 - Guaranty of Obligations of Other Persons; Notice of Additional Obligations
Section 25 - Issuance of Credit Cards
Section 26 - Cardholder Liability for Unauthorized Use
Section 27 - Unauthorized Use of Credit Cards
Section 28 - Liability of Business for Unauthorized Use of Credit Cards
Section 28a - Cardholder Discounts; Surcharges; Finance Charge
Section 28b - Participation in Credit Card Plans; Conditions
Section 29 - Rules and Regulations; Consistency With Federal Fair Credit Billing Act
Section 30 - Inspection of Records
Section 31 - Prohibited Acts; Penalty
Section 32 - Creditor's Failure to Comply With Law; Damages
Section 34 - Unfair Trade Practices; Violations
Section 35 - Limitations on Creditors' Liability and Consumer Rescission Rights