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Subtitle 1 - General Provisions
Section 19-101 - Applicability of Other Laws - (a) In addition to any requirement of this article and...
Section 19-102 - Provisions in Liability Policies for Payment of Loss and Bankruptcy of Insured - (a) A liability insurance policy issued in the State may...
Section 19-103 - Immunity of Charitable Institution - Each policy issued to cover the liability of a charitable...
Section 19-104 - Health Care Malpractice Insurance - (a) Each policy that insures a health care provider against...
Section 19-105 - Liability Coverage -- for Individuals Assisting Fire and Rescue Departments and Companies - An insurer that provides a general liability insurance policy to...
Section 19-106 - Liability Coverage -- for Family Child Care Providers - An insurer that issues or delivers a policy or contract...
Section 19-107 - Refusals to Issue or Renew Insurance Because of Location - (a) An insurer may not refuse to issue or renew...
Section 19-108 - Issuance of Vehicle Liability Policies on Assessable Basis Prohibited - An insurer may not issue a vehicle liability insurance policy...
Section 19-109 - Subrogation of Medical Expense Payments Prohibited - On or after January 1, 1972, an authorized insurer may...
Section 19-110 - Disclaimers of Coverage on Liability Policies - An insurer may disclaim coverage on a liability insurance policy...
Section 19-111 - Limitation on Preventing Recovery for Property Loss - (a) This section only applies if an insurer, through its...
Section 19-112 - Request by Bulletin - (a) The Commissioner may request by bulletin from a property...
Section 19-113 - Settlement of Claims - (a) A parent of a minor or person in loco...
Section 19-114 - Deductibles in Medical Malpractice Policies - (a) Each insurer that issues or delivers a medical professional...
Section 19-115 - Insurance Provider Panels - (a) (1) In this section the following words have the...
Section 19-116 - Certificates of Insurance and Certificate of Insurance Forms - (a) (1) In this section the following words have the...
Subtitle 2 - Homeowner's Insurance Policies
Section 19-201 - Definitions - (a) In this subtitle the following words have the meanings...
Section 19-202 - Coverage for Water Damage - (a) An insurer that issues, sells, or delivers a homeowner’s...
Section 19-203 - Liability Coverage for Family Child Care Providers - An insurer that issues or delivers a policy or contract...
Section 19-204 - Provisions for Payment of Medical Expenses - A policy or contract of homeowner’s liability insurance that contains...
Section 19-205 - Annual Summary Statements - (a) (1) An insurer shall provide a policyholder with an...
Section 19-206 - Insurer to Provide Information and Advice Concerning Flood Insurance - (a) (1) An insurer that sells or negotiates homeowner’s insurance...
Section 19-206.1 - Notice to Homeowner or Renter Concerning Exclusions for Certain Breeds of Dogs - (a) This section applies to an insurer that offers a...
Section 19-207 - Statement of Optional Coverage Available - (a) (1) An insurer that sells or negotiates homeowner’s insurance...
Section 19-208 - Coverage for Additional Living Expenses - (a) A policy of homeowner’s, fire, farmowner’s, or dwelling insurance...
Section 19-209 - Underwriting Standard in Homeowner's Insurance Policy - (a) (1) Subject to subsections (b), (c), and (d) of...
Section 19-209.1 - Underwriting Standard in Homeowner's Insurance Policy -- Duty to Provide Statement About Deductible - (a) An insurer that issues a policy of homeowner’s insurance...
Section 19-210 - Actuarially Justified Premium Discount - (a) An insurer shall offer at least one actuarially justified...
Section 19-211 - Catastrophic Risk Planning Model - (a) (1) If an insurer uses a catastrophic risk planning...
Section 19-212 - Plan of Material Reduction - (a) (1) In this section the following words have the...
Section 19-213 - Additional Payments for Replacement Costs - (a) Each policy of homeowner’s, farmowner’s, or dwelling insurance issued,...
Section 19-214 - Limitation on Number of Claims Made -- Notice - (a) An insurer that offers homeowner’s insurance in the State...
Section 19-215 - Anti-Concurrent Causation Clause - (a) An insurer that issues a policy of homeowner’s insurance...
Section 19-216 - Notice at Renewal of Areas of Concern - (a) The Commissioner shall adopt by regulation a notice to...
Subtitle 3 - Fire Insurance Application Act
Section 19-301 - "Antiarson Application" Defined - In this subtitle, “antiarson application” means an application for property...
Section 19-302 - Purpose and Scope of Subtitle - (a) The purpose of this subtitle is to promote the...
Section 19-303 - Regulations - The Commissioner may adopt regulations to carry out this subtitle.
Section 19-304 - Antiarson Application Required - (a) If, after a public hearing, the Commissioner finds that...
Section 19-305 - Antiarson Application Form - (a) (1) The Commissioner shall adopt a two-tier antiarson application...
Section 19-306 - Alternative Antiarson Applications - (a) The Commissioner may require the use of an alternative...
Section 19-307 - Antiarson Application as Part of Policy; Notice of Changes - (a) (1) An antiarson application required under this subtitle is...
Section 19-308 - Limitations on Insurer - (a) (1) This subsection does not apply to a contract...
Section 19-309 - Termination of Policy or Contract Issued Under Antiarson Application - (a) Notwithstanding any other law to the contrary, an insurer,...
Subtitle 4 - Workers' Compensation Insurance
Section 19-402 - Requirements - (a) An insurer may not issue a workers’ compensation insurance...
Section 19-403 - Setting Premium Rates - (a) The Commissioner may: (1) determine whether the premium rates...
Section 19-404 - Deductibles - (a) A workers’ compensation insurance policy issued or delivered in...
Section 19-405 - Renewals - When a workers’ compensation insurance policy is renewed, the insurer...
Section 19-406 - Cancellations by Insurer - (a) This section does not apply to the cancellation of...
Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage
Section 19-501 - Definitions - (a) In this subtitle the following words have the meanings...
Section 19-502 - Effects of Subtitle - (a) This subtitle does not affect Title 17 of the...
Section 19-503 - Administration - (a) The Commissioner may adopt regulations to carry out this...
Section 19-503.1 - Insurance Identification Card - (a) In this section, “insurance identification card” means a card...
Section 19-504 - Minimum Liability Coverage Required - Each motor vehicle liability insurance policy issued, sold, or delivered...
Section 19-504.1 - Coverage for Claims of Family Members - (a) This section applies only when the liability coverage under...
Section 19-505 - Personal Injury Protection Coverage -- in General - (a) Unless waived in accordance with § 19–506 of this...
Section 19-506 - Personal Injury Protection Coverage -- Waivers - (a) (1) If the first named insured does not wish...
Section 19-506.1 - Personal Injury Protection Coverage -- Rejection of Coverage - (a) (1) Notwithstanding §§ 19–505 and 19–506 of this subtitle,...
Section 19-507 - Personal Injury Protection Coverage -- When Benefits Payable; Coordination of Policies; Premium Increase; Subrogation - (a) The benefits described in § 19–505 of this subtitle...
Section 19-508 - Personal Injury Protection Coverage -- Payment of Benefits - (a) (1) Subject to paragraphs (2) and (3) of this...
Section 19-509 - Uninsured Motorist Coverage -- in General - (a) In this section, “uninsured motor vehicle” means a motor...
Section 19-509.1 - Enhanced Underinsured Motorist Coverage -- in General - (a) In this section, “underinsured motor vehicle” means a motor...
Section 19-509.2 - Uninsured, Underinsured, or Enhanced Underinsured Motorist Coverage -- Subsequent Action Not Precluded - (a) A final judgment in an action for personal injury...
Section 19-510 - Uninsured Motorist Coverage -- Waivers - (a) This section applies only when: (1) the liability coverage...
Section 19-511 - Uninsured Motorist Coverage -- Settlement Procedures - (a) This section does not apply when the first named...
Section 19-511.1 - Enhanced Underinsured Motorist Coverage -- Settlement Procedures - (a) This section applies only when the first named insured...
Section 19-512 - Collision Coverage - (a) (1) Each insurer that issues, sells, or delivers a...
Section 19-513 - Limitations on Recovery of Benefits - (a) This section does not prohibit a nonprofit health service...
Section 19-514 - Arbitration - Authorized insurers that issue, sell, or deliver motor vehicle liability...
Section 19-515 - Effect of Citation for Violation of Certain Alcohol Beverages Laws - An insurer may not refuse to issue or renew a...
Section 19-516 - Reimbursement for the Rental of Specially Equipped Motor Vehicles - (a) This section applies to a motor vehicle insurance policy...
Section 19-517 - Transportation Network Services - (a) (1) In this section the following words have the...
Section 19-517.1 - Determination of Availability of Insurance Providers for Transportation Network Services Industry - (a) Beginning July 1, 2017, and annually thereafter through July...
Section 19-518 - Volunteer Driver - (a) In this section, “volunteer driver” means an individual who...
Section 19-519 - Reinstatement of Policy - (a) Notwithstanding any other provision of law, an authorized motor...
Section 19-520 - Peer-to-Peer Car Sharing Programs - (a) (1) In this section the following words have the...
Subtitle 6 - Insurance Pools
Section 19-601 - Insurance Pools for Property or Casualty Insurance Authorized - The following may pool together to purchase property insurance or...
Section 19-602 - Insurance Pools by Public Entities Authorized - (a) In this section, “public entity” means: (1) a political...
Section 19-603 - Funding by Local Governments Authorized - (a) In this section, “local government” means a county or...
Subtitle 7 - Lead Hazard Coverage for Rental Property
Section 19-701 - Definitions - (a) In this subtitle the following words have the meanings...
Section 19-702 - Scope of Subtitle - This subtitle applies only to authorized insurers that deliver or...
Section 19-703 - Administration - (a) The Commissioner may adopt regulations to carry out this...
Section 19-704 - Lead Hazard Coverage -- in General - (a) This section applies only to lead hazard coverage for...
Section 19-705 - Lead Hazard Coverage -- Deductible - An authorized insurer that provides lead hazard coverage for an...
Section 19-706 - Claims Against Insureds - (a) Subject to reasonable notice provisions contained in a policy...
Subtitle 9 - Portable Electronics Insurance
Section 19-901 - Definitions - (a) In this subtitle the following words have the meanings...
Section 19-902 - Portable Electronics Insurance - (a) Portable electronics insurance may be offered on a month–to–month...
Section 19-903 - Termination or Change in Terms of Policy - (a) Notwithstanding any other provision of law and except as...
Subtitle 10 - Travel Insurance
Section 19-1001 - Definitions - (a) In this subtitle the following words have the meanings...
Section 19-1002 - Purpose; Applicability of Subtitle - (a) The purpose of this subtitle is to promote the...
Section 19-1003 - Travel Protection Plans - Notwithstanding § 27–214 of this article, travel protection plans may...
Section 19-1004 - Offering or Selling of Travel Insurance - (a) Except as otherwise provided in this section, a person...
Section 19-1005 - Regulations - The Commissioner may adopt regulations to carry out this subtitle.