An insurer may disclaim coverage on a liability insurance policy on the ground that the insured or a person claiming the benefits of the policy through the insured has breached the policy by failing to cooperate with the insurer or by not giving the insurer required notice only if the insurer establishes by a preponderance of the evidence that the lack of cooperation or notice has resulted in actual prejudice to the insurer.
Structure Maryland Statutes
Title 19 - Property and Casualty Insurance
Subtitle 1 - General Provisions
Section 19-101 - Applicability of Other Laws
Section 19-102 - Provisions in Liability Policies for Payment of Loss and Bankruptcy of Insured
Section 19-103 - Immunity of Charitable Institution
Section 19-104 - Health Care Malpractice Insurance
Section 19-106 - Liability Coverage -- for Family Child Care Providers
Section 19-107 - Refusals to Issue or Renew Insurance Because of Location
Section 19-108 - Issuance of Vehicle Liability Policies on Assessable Basis Prohibited
Section 19-109 - Subrogation of Medical Expense Payments Prohibited
Section 19-110 - Disclaimers of Coverage on Liability Policies
Section 19-111 - Limitation on Preventing Recovery for Property Loss
Section 19-112 - Request by Bulletin
Section 19-113 - Settlement of Claims
Section 19-114 - Deductibles in Medical Malpractice Policies
Section 19-115 - Insurance Provider Panels
Section 19-116 - Certificates of Insurance and Certificate of Insurance Forms