(a) This section only applies if an insurer, through its insurance producer, adjuster, or representative, has begun investigating, estimating, or adjusting a property loss resulting from fire or a hazard under an extended coverage endorsement.
(b) (1) Except as provided in paragraph (2) of this subsection, an insured that has failed to give an insurer a sworn statement in proof of loss or a written notice as required by an insurance contract is not prevented from recovering under the insurance contract.
(2) An insured may be prevented from recovering under an insurance contract if the insured fails to provide the sworn statement in proof of loss or written notice required by the insurance contract within 15 days after receiving the insurer’s written request for the statement or notice.
Structure Maryland Statutes
Title 19 - Property and Casualty Insurance
Subtitle 1 - General Provisions
Section 19-101 - Applicability of Other Laws
Section 19-102 - Provisions in Liability Policies for Payment of Loss and Bankruptcy of Insured
Section 19-103 - Immunity of Charitable Institution
Section 19-104 - Health Care Malpractice Insurance
Section 19-106 - Liability Coverage -- for Family Child Care Providers
Section 19-107 - Refusals to Issue or Renew Insurance Because of Location
Section 19-108 - Issuance of Vehicle Liability Policies on Assessable Basis Prohibited
Section 19-109 - Subrogation of Medical Expense Payments Prohibited
Section 19-110 - Disclaimers of Coverage on Liability Policies
Section 19-111 - Limitation on Preventing Recovery for Property Loss
Section 19-112 - Request by Bulletin
Section 19-113 - Settlement of Claims
Section 19-114 - Deductibles in Medical Malpractice Policies
Section 19-115 - Insurance Provider Panels
Section 19-116 - Certificates of Insurance and Certificate of Insurance Forms