(a) An insurer may not refuse to issue or renew a contract of motor vehicle insurance, property insurance, or casualty insurance solely because the subject of the risk or the applicant’s or insured’s address is located in a certain geographic area of the State unless:
(1) at least 60 days before the refusal, the insurer has filed with the Commissioner a written statement designating the geographic area; and
(2) the designation has an objective basis and is not arbitrary or unreasonable.
(b) A statement filed with the Commissioner under this section is a public record.
Structure Maryland Statutes
Title 19 - Property and Casualty Insurance
Subtitle 1 - General Provisions
Section 19-101 - Applicability of Other Laws
Section 19-102 - Provisions in Liability Policies for Payment of Loss and Bankruptcy of Insured
Section 19-103 - Immunity of Charitable Institution
Section 19-104 - Health Care Malpractice Insurance
Section 19-106 - Liability Coverage -- for Family Child Care Providers
Section 19-107 - Refusals to Issue or Renew Insurance Because of Location
Section 19-108 - Issuance of Vehicle Liability Policies on Assessable Basis Prohibited
Section 19-109 - Subrogation of Medical Expense Payments Prohibited
Section 19-110 - Disclaimers of Coverage on Liability Policies
Section 19-111 - Limitation on Preventing Recovery for Property Loss
Section 19-112 - Request by Bulletin
Section 19-113 - Settlement of Claims
Section 19-114 - Deductibles in Medical Malpractice Policies
Section 19-115 - Insurance Provider Panels
Section 19-116 - Certificates of Insurance and Certificate of Insurance Forms