(a) An insurer that issues a policy of homeowner’s insurance in the State that contains an anti–concurrent causation (ACC) clause shall provide a policyholder each year with a notice that:
(1) is clear and specific;
(2) describes the ACC clause;
(3) informs the insured to read the policy for complete information on the exclusions; and
(4) states that the insured should communicate with the insurance producer or the insurer for additional information regarding the scope of the exclusions.
(b) The notice under subsection (a) of this section:
(1) is not part of the policy or contract of insurance; and
(2) does not create a private right of action.
(c) A notice required by this section may be delivered by electronic means if the insurer complies with the requirements of § 27–601.2 of this article.
(d) The Commissioner may adopt regulations to implement this section.
Structure Maryland Statutes
Title 19 - Property and Casualty Insurance
Subtitle 2 - Homeowner's Insurance Policies
Section 19-202 - Coverage for Water Damage
Section 19-203 - Liability Coverage for Family Child Care Providers
Section 19-204 - Provisions for Payment of Medical Expenses
Section 19-205 - Annual Summary Statements
Section 19-206 - Insurer to Provide Information and Advice Concerning Flood Insurance
Section 19-206.1 - Notice to Homeowner or Renter Concerning Exclusions for Certain Breeds of Dogs
Section 19-207 - Statement of Optional Coverage Available
Section 19-208 - Coverage for Additional Living Expenses
Section 19-209 - Underwriting Standard in Homeowner's Insurance Policy
Section 19-210 - Actuarially Justified Premium Discount
Section 19-211 - Catastrophic Risk Planning Model
Section 19-212 - Plan of Material Reduction
Section 19-213 - Additional Payments for Replacement Costs
Section 19-214 - Limitation on Number of Claims Made -- Notice