Maryland Statutes
Subtitle 3 - Fire Insurance Application Act
Section 19-305 - Antiarson Application Form

(a)    (1)    The Commissioner shall adopt a two-tier antiarson application form that requires an applicant to complete a second-tier supplementary application if the initial first-tier application elicits certain predesignated answers.
        (2)    In adopting the antiarson application form, the Commissioner shall consider generally recognized two-tier application forms.
    (b)    An antiarson application shall include:
        (1)    the name and address of the applicant, any mortgagee, and any other party with an ownership interest in the property to be insured;
        (2)    the amount of insurance requested and the method of valuation used to establish that amount;
        (3)    the dates and selling prices of the property to be insured in all real estate transactions involving the property during the 3-year period immediately preceding the date of the antiarson application;
        (4)    the applicant’s history of losses during the 5-year period immediately preceding the date of the antiarson application with regard to any property:
            (i)    in which the applicant held an interest, including a partnership or mortgage interest, that is substantial; and
            (ii)    that sustained a fire loss exceeding 25% of the insured value;
        (5)    all taxes that are unpaid or overdue for 1 or more years; and
        (6)    the present occupancy of the property to be insured.

Structure Maryland Statutes