Iowa Code
Chapter 537 - CONSUMER CREDIT CODE
Section 537.2309 - No other business for purpose of evasion.

537.2309 No other business for purpose of evasion.
A lender may not carry on other business for the purpose of evasion or violation of this chapter at a location where the lender makes supervised loans.
[C75, 77, 79, 81, §537.2309]

Structure Iowa Code

Iowa Code

Title XIII - COMMERCE

Chapter 537 - CONSUMER CREDIT CODE

Section 537.1101 - Short title.

Section 537.1102 - Purposes — rules of construction.

Section 537.1103 - Law applicable.

Section 537.1104 - Construction.

Section 537.1107 - Waiver — agreement — settlement.

Section 537.1108 - Effect on organizations.

Section 537.1110 - Obligation of good faith.

Section 537.1201 - Territorial application.

Section 537.1202 - Exclusions.

Section 537.1203 - Jurisdiction — service of process.

Section 537.1301 - General definitions.

Section 537.1302 - Definition — Truth in Lending Act.

Section 537.1303 - Other defined terms.

Section 537.2101 - Short title.

Section 537.2102 - Scope.

Section 537.2201 - Finance charge for consumer credit sales not pursuant to open-end credit.

Section 537.2202 - Finance charge for consumer credit sales pursuant to open-end credit.

Section 537.2301 - Authority to make supervised loans.

Section 537.2303 - Revocation or suspension of license.

Section 537.2304 - Records — annual reports.

Section 537.2305 - Examinations and investigations.

Section 537.2307 - Restrictions on interest in land as security.

Section 537.2308 - Regular schedule of payments — maximum loan term.

Section 537.2309 - No other business for purpose of evasion.

Section 537.2310 - Conduct of business other than making loans.

Section 537.2401 - Finance charge for consumer loans not pursuant to open-end credit.

Section 537.2402 - Finance charge for consumer loans pursuant to open-end credit.

Section 537.2403 - Finance charge for consumer loans secured by a motor vehicle.

Section 537.2501 - Additional charges.

Section 537.2502 - Delinquency charges.

Section 537.2503 - Deferral charges.

Section 537.2504 - Finance charge on refinancing.

Section 537.2505 - Finance charge on consolidation.

Section 537.2506 - Advances to perform covenants of consumer.

Section 537.2507 - Attorney fees.

Section 537.2508 - Conversion to open-end credit.

Section 537.2509 - Right to prepay.

Section 537.2510 - Rebate upon prepayment.

Section 537.2601 - Charges for other credit transactions.

Section 537.3101 - Short title.

Section 537.3102 - Scope.

Section 537.3201 - Compliance with Truth in Lending Act.

Section 537.3202 - Consumer leases.

Section 537.3203 - Notice to consumer.

Section 537.3204 - Notice of assignment.

Section 537.3205 - Change in terms of open-end credit accounts.

Section 537.3206 - Receipt — statements of account — evidence of payment — credits.

Section 537.3207 - Form of insurance premium loan agreement.

Section 537.3208 - Notice to cosigners and similar parties.

Section 537.3209 - Advertising.

Section 537.3210 - Prohibited statements relating to rates.

Section 537.3211 - Notice of consumer paper.

Section 537.3212 - Notice of methods of financing and rates.

Section 537.3301 - Security in consumer credit transactions.

Section 537.3302 - Cross-collateral.

Section 537.3303 - Debt secured by cross-collateral.

Section 537.3304 - Use of multiple agreements.

Section 537.3305 - No assignment of earnings.

Section 537.3306 - Authorization to confess judgment prohibited.

Section 537.3307 - Certain negotiable instruments prohibited.

Section 537.3308 - Balloon payments.

Section 537.3309 - Referral sales and leases.

Section 537.3310 - Limitations on executory transactions.

Section 537.3311 - Discrimination prohibited.

Section 537.3401 - Restriction on liability in consumer lease.

Section 537.3402 - Limitation on default charges.

Section 537.3403 - Card issuer subject to claims and defenses.

Section 537.3404 - Assignee subject to claims and defenses.

Section 537.3405 - Lender subject to defenses arising from sales and leases.

Section 537.3501 - Door-to-door sales.

Section 537.3601 - Short title.

Section 537.3602 - Purposes — rules of construction.

Section 537.3603 - Exclusions.

Section 537.3604 - General definitions.

Section 537.3605 - Disclosures.

Section 537.3606 - Form requirements.

Section 537.3607 - Receipts.

Section 537.3608 - Acquiring ownership.

Section 537.3609 - Renegotiation.

Section 537.3610 - Balloon payments prohibited.

Section 537.3611 - Prohibited charges.

Section 537.3612 - Additional charges.

Section 537.3613 - Reinstatement fees.

Section 537.3614 - Taxes and official fees.

Section 537.3615 - Advertising.

Section 537.3616 - Lessee’s reinstatement rights.

Section 537.3617 - Unconscionability.

Section 537.3618 - Default.

Section 537.3619 - Cure of default.

Section 537.3620 - Willful and intentional violations.

Section 537.3621 - Damages.

Section 537.3622 - Effect of correction.

Section 537.3623 - Statute of limitations.

Section 537.3624 - Enforcement.

Section 537.4101 - Scope — excess charges.

Section 537.5101 - Short title.

Section 537.5102 - Scope.

Section 537.5103 - Creditor’s obligations on repossession — restriction on deficiency judgments.

Section 537.5104 - No garnishment before judgment.

Section 537.5105 - Limitation on garnishment.

Section 537.5106 - Garnishment.

Section 537.5107 - Extortionate or unlawful extensions of credit.

Section 537.5108 - Unconscionability — inducement by unconscionable conduct — unconscionable debt collection.

Section 537.5109 - Default.

Section 537.5110 - Cure of default.

Section 537.5111 - Notice of right to cure.

Section 537.5113 - Venue.

Section 537.5114 - Complaint — proof.

Section 537.5201 - Effect of violations on rights of parties.

Section 537.5202 - Damages or penalties as setoff to obligation.

Section 537.5203 - Civil liability for violation of disclosure provisions.

Section 537.5301 - Willful violations.

Section 537.5302 - Disclosure violations.

Section 537.6101 - Short title.

Section 537.6102 - Applicability.

Section 537.6103 - Administrator.

Section 537.6104 - Powers of administrator — reliance on rules — duty to report.

Section 537.6105 - Administrative powers with respect to supervised financial organizations and supervised loan licensees.

Section 537.6106 - Investigatory powers.

Section 537.6108 - Administrative enforcement orders.

Section 537.6109 - Assurance of discontinuance.

Section 537.6110 - Injunctions and other proceedings in equity.

Section 537.6111 - Injunctions against unconscionable agreements and fraudulent or unconscionable conduct.

Section 537.6112 - Temporary relief.

Section 537.6113 - Civil actions by administrator.

Section 537.6115 - Consumer’s remedies not affected.

Section 537.6116 - Venue.

Section 537.6117 - Administrative rules.

Section 537.6201 - Applicability.

Section 537.6202 - Notification.

Section 537.6203 - Fees.

Section 537.7101 - Short title.

Section 537.7102 - Definitions.

Section 537.7103 - Prohibited practices.

Section 537.8101 - Provision of credit card number as condition of check cashing or acceptance prohibited.