Florida Statutes
Part II - The Insurance Contract (Ss. 627.401-627.444)
627.42392 - Prior authorization.


(1) As used in this section, the term “health insurer” means an authorized insurer offering health insurance as defined in s. 624.603, a managed care plan as defined in s. 409.962(10), or a health maintenance organization as defined in s. 641.19(12).
(2) Notwithstanding any other provision of law, effective January 1, 2017, or six (6) months after the effective date of the rule adopting the prior authorization form, whichever is later, a health insurer, or a pharmacy benefits manager on behalf of the health insurer, which does not provide an electronic prior authorization process for use by its contracted providers, shall only use the prior authorization form that has been approved by the Financial Services Commission for granting a prior authorization for a medical procedure, course of treatment, or prescription drug benefit. Such form may not exceed two pages in length, excluding any instructions or guiding documentation, and must include all clinical documentation necessary for the health insurer to make a decision. At a minimum, the form must include: (1) sufficient patient information to identify the member, date of birth, full name, and Health Plan ID number; (2) provider name, address and phone number; (3) the medical procedure, course of treatment, or prescription drug benefit being requested, including the medical reason therefor, and all services tried and failed; (4) any laboratory documentation required; and (5) an attestation that all information provided is true and accurate.
(3) The Financial Services Commission in consultation with the Agency for Health Care Administration shall adopt by rule guidelines for all prior authorization forms which ensure the general uniformity of such forms.
(4) Electronic prior authorization approvals do not preclude benefit verification or medical review by the insurer under either the medical or pharmacy benefits.
History.—ss. 3, 4, ch. 2016-222; s. 16, ch. 2016-224; s. 40, ch. 2017-3.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 627 - Insurance Rates and Contracts

Part II - The Insurance Contract (Ss. 627.401-627.444)

627.401 - Scope of this part.

627.402 - Definitions.

627.4025 - Residential coverage and hurricane coverage defined.

627.403 - “Premium” defined.

627.4035 - Payment of premiums; claims.

627.404 - Insurable interest; personal insurance.

627.405 - Insurable interest; property.

627.406 - Power to contract; purchase of insurance by or for minor.

627.407 - Alteration of application.

627.408 - Application as evidence.

627.4085 - Insurer name, agent name, and license identification number required on application.

627.409 - Representations in applications; warranties.

627.4091 - Specific reasons for denial, cancellation, or nonrenewal.

627.40951 - Standard personal lines residential insurance policy.

627.410 - Filing, approval of forms.

627.4101 - Credit insurance enrollment forms.

627.4102 - Informational filing of forms.

627.4105 - Life and health insurance; reduced premiums upon rigorous physical examination.

627.4107 - Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited.

627.411 - Grounds for disapproval.

627.412 - Standard provisions, in general.

627.413 - Contents of policies, in general; identification.

627.4131 - Telephone number required.

627.4132 - Stacking of coverages prohibited.

627.4133 - Notice of cancellation, nonrenewal, or renewal premium.

627.4135 - Casualty insurance contracts subject to general provisions for insurance contracts.

627.4136 - Nonjoinder of insurers.

627.4137 - Disclosure of certain information required.

627.4138 - Wrap-up insurance policies for nonpublic construction projects.

627.414 - Additional policy contents.

627.4143 - Outline of coverage.

627.4145 - Readable language in insurance policies.

627.4147 - Medical malpractice insurance contracts.

627.4148 - Medical malpractice insurers; required offer of coverage limits.

627.41495 - Public notice of medical malpractice rate filings.

627.415 - Charter, bylaw provisions.

627.416 - Execution of policies.

627.417 - Underwriters’ and combination policies.

627.418 - Validity of noncomplying contracts.

627.419 - Construction of policies.

627.4195 - Health insurance; claims for payment of psychotherapeutic services; confidentiality.

627.420 - Binders.

627.4205 - Coverage identification number required.

627.421 - Delivery of policy.

627.4215 - Disclosures to policyholders; coverage of behavioral health care services.

627.422 - Assignment of policies or post-loss benefits.

627.423 - Payment discharges insurer.

627.4232 - Health insurance out-of-hospital benefits.

627.4233 - Total disability defined.

627.4234 - Health insurance cost containment provisions required.

627.4235 - Coordination of benefits.

627.4236 - Coverage for bone marrow transplant procedures.

627.4237 - Sickness disability or disability due to sickness.

627.4238 - Health insurer examinations.

627.4239 - Coverage for use of drugs in treatment of cancer.

627.42391 - Insurance policies; cancer treatment parity; orally administered cancer treatment medications.

627.42392 - Prior authorization.

627.42393 - Step-therapy protocol.

627.42395 - Coverage for certain prescription and nonprescription enteral formulas.

627.42396 - Reimbursement for telehealth services.

627.42397 - Coverage for air ambulance services.

627.424 - Minor may give acquittance.

627.425 - Forms for proof of loss to be furnished.

627.426 - Claims administration.

627.4265 - Payment of settlement.

627.427 - Payment of judgment by insurer; penalty for failure.

627.428 - Attorney fees.

627.429 - Medical tests for HIV infection and AIDS for insurance purposes.

627.4295 - Dental procedures; anesthesia and hospitalization coverage.

627.4301 - Genetic information for insurance purposes.

627.4302 - Identification cards for processing prescription drug claims.

627.43141 - Notice of change in policy terms.

627.441 - Commercial general liability policies; coverage to contractors for completed operations.

627.442 - Insurance contracts.

627.443 - Essential health benefits.

627.444 - Loss run statements for all lines of insurance.