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627.401 - Scope of this part. - (1) Reinsurance. (2) Policies or contracts not issued for delivery...
627.402 - Definitions. - (1) “Grandfathered health plan” has the same meaning as provided...
627.4025 - Residential coverage and hurricane coverage defined. - (1) Residential coverage includes both personal lines residential coverage, which...
627.403 - “Premium” defined. - History.—s. 452, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.4035 - Payment of premiums; claims. - (1)(a) The premiums for insurance contracts issued in this state...
627.404 - Insurable interest; personal insurance. - (1) Any individual of legal capacity may procure or effect...
627.405 - Insurable interest; property. - (1) No contract of insurance of property or of any...
627.406 - Power to contract; purchase of insurance by or for minor. - (1) Any person of competent legal capacity may contract for...
627.407 - Alteration of application. - History.—s. 456, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.408 - Application as evidence. - (1) An application for the issuance of any life or...
627.4085 - Insurer name, agent name, and license identification number required on application. - (1) All applications for an insurance policy or annuity contract...
627.409 - Representations in applications; warranties. - (1) Any statement or description made by or on behalf...
627.4091 - Specific reasons for denial, cancellation, or nonrenewal. - (1) The denial of an application for an insurance policy...
627.40951 - Standard personal lines residential insurance policy. - History.—s. 8, ch. 2005-111; s. 96, ch. 2019-3.
627.410 - Filing, approval of forms. - (1) A basic insurance policy or annuity contract form, or...
627.4101 - Credit insurance enrollment forms. - History.—s. 11, ch. 2002-57; s. 1113, ch. 2003-261.
627.4102 - Informational filing of forms. - (1) Property and casualty forms, except workers’ compensation and personal...
627.4105 - Life and health insurance; reduced premiums upon rigorous physical examination. - History.—s. 1, ch. 78-248; s. 2, ch. 81-318; ss. 365,...
627.4107 - Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited. - History.—s. 3, ch. 2006-306; s. 152, ch. 2013-183.
627.411 - Grounds for disapproval. - (1) The office shall disapprove any form filed under s....
627.412 - Standard provisions, in general. - (1) Insurance contracts shall contain such standard or uniform provisions...
627.413 - Contents of policies, in general; identification. - (1) Every policy shall specify: (a) The names of the...
627.4131 - Telephone number required. - History.—s. 34, ch. 92-318.
627.4132 - Stacking of coverages prohibited. - (1) To uninsured motorist coverage which is separately governed by...
627.4133 - Notice of cancellation, nonrenewal, or renewal premium. - (1) Except as provided in subsection (2): (a) An insurer...
627.4135 - Casualty insurance contracts subject to general provisions for insurance contracts. - History.—s. 610, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.4136 - Nonjoinder of insurers. - (1) It shall be a condition precedent to the accrual...
627.4137 - Disclosure of certain information required. - (1) Each insurer which does or may provide liability insurance...
627.4138 - Wrap-up insurance policies for nonpublic construction projects. - (1) As used in this section, the term: (a) “Specified...
627.414 - Additional policy contents. - (1) Required to be inserted by the laws of the...
627.4143 - Outline of coverage. - (1) No private passenger automobile or basic homeowner policy shall...
627.4145 - Readable language in insurance policies. - (1) Every policy shall be readable as required by this...
627.4147 - Medical malpractice insurance contracts. - (1) In addition to any other requirements imposed by law,...
627.4148 - Medical malpractice insurers; required offer of coverage limits. - (1) One hundred thousand dollars per claim, $300,000 annual aggregate;...
627.41495 - Public notice of medical malpractice rate filings. - (1) Upon the filing of a proposed rate change by...
627.415 - Charter, bylaw provisions. - History.—s. 464, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.416 - Execution of policies. - (1) Except as set forth in subsection (4), an insurance...
627.417 - Underwriters’ and combination policies. - (1) Two or more authorized insurers may jointly issue, and...
627.418 - Validity of noncomplying contracts. - (1) Any insurance policy, rider, or endorsement otherwise valid which...
627.419 - Construction of policies. - (1) Every insurance contract shall be construed according to the...
627.4195 - Health insurance; claims for payment of psychotherapeutic services; confidentiality. - History.—s. 2, ch. 96-180. Note.—Former s. 627.66995.
627.420 - Binders. - History.—s. 469, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.4205 - Coverage identification number required. - History.—s. 17, ch. 86-160; s. 2, ch. 87-50; s. 114,...
627.421 - Delivery of policy. - (1) Subject to the insurer’s requirement as to payment of...
627.4215 - Disclosures to policyholders; coverage of behavioral health care services. - (1) A health insurer shall make all of the following...
627.422 - Assignment of policies or post-loss benefits. - (1) LIFE OR HEALTH INSURANCE POLICIES.—Subject to its terms relating...
627.423 - Payment discharges insurer. - History.—s. 472, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.4232 - Health insurance out-of-hospital benefits. - History.—ss. 6, 10, ch. 84-235; s. 114, ch. 92-318.
627.4233 - Total disability defined. - (1) If an individual or group policy of disability income...
627.4234 - Health insurance cost containment provisions required. - (1) Coinsurance. (2) Deductible amounts. (3) Utilization review. (4) Audits...
627.4235 - Coordination of benefits. - (1) A group hospital, medical, or surgical expense policy, group...
627.4236 - Coverage for bone marrow transplant procedures. - (1) As used in this section, the term “bone marrow...
627.4237 - Sickness disability or disability due to sickness. - History.—s. 120, ch. 92-33; s. 1, ch. 92-171; s. 330,...
627.4238 - Health insurer examinations. - History.—ss. 3, 10, ch. 84-235; s. 114, ch. 92-318; s....
627.4239 - Coverage for use of drugs in treatment of cancer. - (1) DEFINITIONS.—As used in this section, the term: (a) “Medical...
627.42391 - Insurance policies; cancer treatment parity; orally administered cancer treatment medications. - (1) As used in this section, the term: (a) “Cancer...
627.42392 - Prior authorization. - (1) As used in this section, the term “health insurer”...
627.42393 - Step-therapy protocol. - (1) As used in this section, the term: (a) “Health...
627.42395 - Coverage for certain prescription and nonprescription enteral formulas. - History.—s. 1, ch. 95-340. Note.—Former s. 627.64195.
627.42396 - Reimbursement for telehealth services. - History.—s. 2, ch. 2019-137.
627.42397 - Coverage for air ambulance services. - (1) As used in this section, the term: (a) “Air...
627.424 - Minor may give acquittance. - (1) Any minor domiciled in this state who has attained...
627.425 - Forms for proof of loss to be furnished. - History.—s. 474, ch. 59-205; s. 3, ch. 76-168; s. 1,...
627.426 - Claims administration. - (1) Without limitation of any right or defense of an...
627.4265 - Payment of settlement. - History.—s. 12, ch. 83-288; s. 3, ch. 84-94; s. 114,...
627.427 - Payment of judgment by insurer; penalty for failure. - (1) Every judgment or decree for the recovery of money...
627.428 - Attorney fees. - (1) Upon the rendition of a judgment or decree by...
627.429 - Medical tests for HIV infection and AIDS for insurance purposes. - (1) PURPOSE.—The purpose of this section is to prohibit unfair...
627.4295 - Dental procedures; anesthesia and hospitalization coverage. - (1) Is under 8 years of age and is determined...
627.4301 - Genetic information for insurance purposes. - (1) DEFINITIONS.—As used in this section, the term: (a) “Genetic...
627.4302 - Identification cards for processing prescription drug claims. - (1) The purpose of this section is to improve patient...
627.43141 - Notice of change in policy terms. - (1) As used in this section, the term: (a) “Change...
627.441 - Commercial general liability policies; coverage to contractors for completed operations. - (1) As used in this section, the term: (a) “Contractor”...
627.442 - Insurance contracts. - (1) A person who requires a workers’ compensation insurance policy...
627.443 - Essential health benefits. - (1) As used in this section, the term: (a) “EHB-benchmark...
627.444 - Loss run statements for all lines of insurance. - (1) As used in this section, the term: (a) “Loss...