Florida Statutes
Part II - The Insurance Contract (Ss. 627.401-627.444)
627.420 - Binders.


History.—s. 469, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 1, ch. 85-51; s. 114, ch. 92-318.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 627 - Insurance Rates and Contracts

Part II - The Insurance Contract (Ss. 627.401-627.444)

627.401 - Scope of this part.

627.402 - Definitions.

627.4025 - Residential coverage and hurricane coverage defined.

627.403 - “Premium” defined.

627.4035 - Payment of premiums; claims.

627.404 - Insurable interest; personal insurance.

627.405 - Insurable interest; property.

627.406 - Power to contract; purchase of insurance by or for minor.

627.407 - Alteration of application.

627.408 - Application as evidence.

627.4085 - Insurer name, agent name, and license identification number required on application.

627.409 - Representations in applications; warranties.

627.4091 - Specific reasons for denial, cancellation, or nonrenewal.

627.40951 - Standard personal lines residential insurance policy.

627.410 - Filing, approval of forms.

627.4101 - Credit insurance enrollment forms.

627.4102 - Informational filing of forms.

627.4105 - Life and health insurance; reduced premiums upon rigorous physical examination.

627.4107 - Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited.

627.411 - Grounds for disapproval.

627.412 - Standard provisions, in general.

627.413 - Contents of policies, in general; identification.

627.4131 - Telephone number required.

627.4132 - Stacking of coverages prohibited.

627.4133 - Notice of cancellation, nonrenewal, or renewal premium.

627.4135 - Casualty insurance contracts subject to general provisions for insurance contracts.

627.4136 - Nonjoinder of insurers.

627.4137 - Disclosure of certain information required.

627.4138 - Wrap-up insurance policies for nonpublic construction projects.

627.414 - Additional policy contents.

627.4143 - Outline of coverage.

627.4145 - Readable language in insurance policies.

627.4147 - Medical malpractice insurance contracts.

627.4148 - Medical malpractice insurers; required offer of coverage limits.

627.41495 - Public notice of medical malpractice rate filings.

627.415 - Charter, bylaw provisions.

627.416 - Execution of policies.

627.417 - Underwriters’ and combination policies.

627.418 - Validity of noncomplying contracts.

627.419 - Construction of policies.

627.4195 - Health insurance; claims for payment of psychotherapeutic services; confidentiality.

627.420 - Binders.

627.4205 - Coverage identification number required.

627.421 - Delivery of policy.

627.4215 - Disclosures to policyholders; coverage of behavioral health care services.

627.422 - Assignment of policies or post-loss benefits.

627.423 - Payment discharges insurer.

627.4232 - Health insurance out-of-hospital benefits.

627.4233 - Total disability defined.

627.4234 - Health insurance cost containment provisions required.

627.4235 - Coordination of benefits.

627.4236 - Coverage for bone marrow transplant procedures.

627.4237 - Sickness disability or disability due to sickness.

627.4238 - Health insurer examinations.

627.4239 - Coverage for use of drugs in treatment of cancer.

627.42391 - Insurance policies; cancer treatment parity; orally administered cancer treatment medications.

627.42392 - Prior authorization.

627.42393 - Step-therapy protocol.

627.42395 - Coverage for certain prescription and nonprescription enteral formulas.

627.42396 - Reimbursement for telehealth services.

627.42397 - Coverage for air ambulance services.

627.424 - Minor may give acquittance.

627.425 - Forms for proof of loss to be furnished.

627.426 - Claims administration.

627.4265 - Payment of settlement.

627.427 - Payment of judgment by insurer; penalty for failure.

627.428 - Attorney fees.

627.429 - Medical tests for HIV infection and AIDS for insurance purposes.

627.4295 - Dental procedures; anesthesia and hospitalization coverage.

627.4301 - Genetic information for insurance purposes.

627.4302 - Identification cards for processing prescription drug claims.

627.43141 - Notice of change in policy terms.

627.441 - Commercial general liability policies; coverage to contractors for completed operations.

627.442 - Insurance contracts.

627.443 - Essential health benefits.

627.444 - Loss run statements for all lines of insurance.