Florida Statutes
Part II - The Insurance Contract (Ss. 627.401-627.444)
627.4102 - Informational filing of forms.


(1) Property and casualty forms, except workers’ compensation and personal lines forms, are exempt from the approval process required under s. 627.410 if:
(a) The form has been electronically submitted to the office in an informational filing made through I-File 30 days before the delivery or issuance for delivery of the form within this state; and
(b) At the time the informational filing is made, a notarized certification is attached to the filing that certifies that each form within the filing is in compliance with all applicable state laws and rules. The certification must be on the insurer’s letterhead and signed and dated by the insurer’s president, chief executive officer, general counsel, or an employee of the insurer responsible for the filing on behalf of the insurer. The certification must contain the following statement, and no other language: “I,   (name)  , as   (title)   of   (insurer name)  , do hereby certify that this form filing has been thoroughly and diligently reviewed by me and by all appropriate company personnel, as well as company consultants, if applicable, and certify that each form contained within the filing is in compliance with all applicable Florida laws and rules. Should a form be found not to be in compliance with Florida laws and rules, I acknowledge that the Office of Insurance Regulation shall disapprove the form.”

(2) If the filing contains a form that is not in compliance with state laws and rules, the form filing, at the discretion of the office, is subject to prior review and approval pursuant to s. 627.410, and the period for review and approval established under s. 627.410(2) begins to run on the date the office notifies the insurer of the discovery of the noncompliant form.
(3) A Notice of Change in Policy Terms form required under s. 627.43141(2) shall be filed as a part of the informational filing for a renewal policy that contains a change. If a renewal policy that was certified requires such form, the insurer must provide a sample copy of the form to the named insured’s agent before or upon providing the form to the named insured.
(4) This section does not preclude an insurer from electing to file any form for approval under s. 627.410 that would otherwise be exempt under this section.
(5) The provisions of this section supersede and replace the existing order issued by the office exempting specified property and casualty forms from the requirements of s. 627.410.
History.—s. 4, ch. 2013-66.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 627 - Insurance Rates and Contracts

Part II - The Insurance Contract (Ss. 627.401-627.444)

627.401 - Scope of this part.

627.402 - Definitions.

627.4025 - Residential coverage and hurricane coverage defined.

627.403 - “Premium” defined.

627.4035 - Payment of premiums; claims.

627.404 - Insurable interest; personal insurance.

627.405 - Insurable interest; property.

627.406 - Power to contract; purchase of insurance by or for minor.

627.407 - Alteration of application.

627.408 - Application as evidence.

627.4085 - Insurer name, agent name, and license identification number required on application.

627.409 - Representations in applications; warranties.

627.4091 - Specific reasons for denial, cancellation, or nonrenewal.

627.40951 - Standard personal lines residential insurance policy.

627.410 - Filing, approval of forms.

627.4101 - Credit insurance enrollment forms.

627.4102 - Informational filing of forms.

627.4105 - Life and health insurance; reduced premiums upon rigorous physical examination.

627.4107 - Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited.

627.411 - Grounds for disapproval.

627.412 - Standard provisions, in general.

627.413 - Contents of policies, in general; identification.

627.4131 - Telephone number required.

627.4132 - Stacking of coverages prohibited.

627.4133 - Notice of cancellation, nonrenewal, or renewal premium.

627.4135 - Casualty insurance contracts subject to general provisions for insurance contracts.

627.4136 - Nonjoinder of insurers.

627.4137 - Disclosure of certain information required.

627.4138 - Wrap-up insurance policies for nonpublic construction projects.

627.414 - Additional policy contents.

627.4143 - Outline of coverage.

627.4145 - Readable language in insurance policies.

627.4147 - Medical malpractice insurance contracts.

627.4148 - Medical malpractice insurers; required offer of coverage limits.

627.41495 - Public notice of medical malpractice rate filings.

627.415 - Charter, bylaw provisions.

627.416 - Execution of policies.

627.417 - Underwriters’ and combination policies.

627.418 - Validity of noncomplying contracts.

627.419 - Construction of policies.

627.4195 - Health insurance; claims for payment of psychotherapeutic services; confidentiality.

627.420 - Binders.

627.4205 - Coverage identification number required.

627.421 - Delivery of policy.

627.4215 - Disclosures to policyholders; coverage of behavioral health care services.

627.422 - Assignment of policies or post-loss benefits.

627.423 - Payment discharges insurer.

627.4232 - Health insurance out-of-hospital benefits.

627.4233 - Total disability defined.

627.4234 - Health insurance cost containment provisions required.

627.4235 - Coordination of benefits.

627.4236 - Coverage for bone marrow transplant procedures.

627.4237 - Sickness disability or disability due to sickness.

627.4238 - Health insurer examinations.

627.4239 - Coverage for use of drugs in treatment of cancer.

627.42391 - Insurance policies; cancer treatment parity; orally administered cancer treatment medications.

627.42392 - Prior authorization.

627.42393 - Step-therapy protocol.

627.42395 - Coverage for certain prescription and nonprescription enteral formulas.

627.42396 - Reimbursement for telehealth services.

627.42397 - Coverage for air ambulance services.

627.424 - Minor may give acquittance.

627.425 - Forms for proof of loss to be furnished.

627.426 - Claims administration.

627.4265 - Payment of settlement.

627.427 - Payment of judgment by insurer; penalty for failure.

627.428 - Attorney fees.

627.429 - Medical tests for HIV infection and AIDS for insurance purposes.

627.4295 - Dental procedures; anesthesia and hospitalization coverage.

627.4301 - Genetic information for insurance purposes.

627.4302 - Identification cards for processing prescription drug claims.

627.43141 - Notice of change in policy terms.

627.441 - Commercial general liability policies; coverage to contractors for completed operations.

627.442 - Insurance contracts.

627.443 - Essential health benefits.

627.444 - Loss run statements for all lines of insurance.