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Section 38-77-10. Declaration of purpose. - In order to effect a complete reform of automobile insurance...
Section 38-77-20. Construction. - This chapter is to be liberally construed in order to...
Section 38-77-30. Definitions. - As used in this chapter, unless the context requires otherwise:...
Section 38-77-112. Automobile insurers not required to write coverage for automobile insurance for any applicants or existing policyholders. - An automobile insurer is not required to write coverage for...
Section 38-77-113. Conditions for waiver of license reinstatement fee. - If a driver's license is suspended or revoked because the...
Section 38-77-114. Review and reports on impact of repeal of antirebate laws concerning sale of automobile insurance. - Beginning on March 1, 2000 the director of the Department...
Section 38-77-120. Requirements for notice of cancellation of or refusal to renew policy. - (a) No cancellation or refusal to renew by an insurer...
Section 38-77-121. Application for original issuance of policy of insurance covering liability; cancellation notice; disclosure of previous cancellation or refusal to renew. - (A) Any application for the original issuance of a policy...
Section 38-77-122. Insurers and agents prohibited from refusing to issue automobile insurance policies due to certain factors; prohibited factors for premium rates. - (A) No insurer or agent shall refuse to issue an...
Section 38-77-123. Insurers and agents prohibited from refusing to renew automobile insurance policies due to certain factors; cancellation restrictions; penalties for violations. - (A)(1) No insurer shall refuse to renew an automobile insurance...
Section 38-77-124. Refusal to issue or renew automobile insurance policy on basis of location of residence. - (A) Notwithstanding the provisions of Sections 38-77-122 and 38-77-123, an...
Section 38-77-125. Name, address, and telephone number of insurance company must be stated or provided. - Every automobile insurance policy or other policy containing automobile insurance...
Section 38-77-126. Disclosure where rate level higher than lowest tier for that insurer or group. - Insurers must disclose to the insured if the rate level...
Section 38-77-127. Insurer may issue verification of coverage electronically. - (A) An automobile insurer may issue verification concerning the existence...
Section 38-77-130. Group automobile insurance; rate. - An automobile insurer may negotiate and contract for the sale...
Section 38-77-140. Bodily injury and property damage limits; general requirements. - (A) An automobile insurance policy may not be issued or...
Section 38-77-141. Required notice to be attached to new policy or original premium notice of insurance covering liability regarding insurance premiums. - No new policy or original premium notice of insurance covering...
Section 38-77-142. Policies or contracts of bodily injury or property damage liability insurance covering liability; required provisions. - (A) No policy or contract of bodily injury or property...
Section 38-77-143. Maintenance, selling, etc. policies and contracts to be primary. - A policy or contract of insurance relating to the maintenance,...
Section 38-77-144. Personal injury protection (PIP) coverage not mandated. - There is no personal injury protection (PIP) coverage mandated under...
Section 38-77-150. Uninsured motorist provision; defense of action by insurer; subrogation and assignment of benefits. - (A) No automobile insurance policy or contract may be issued...
Section 38-77-151. Collected funds to be placed in Uninsured Motorists Fund; use of funds. - All funds collected by the director of the Department of...
Section 38-77-154. Department of Insurance to supervise and control Uninsured Motorists Fund; purpose of fund. - The Uninsured Motorists Fund shall be under the supervision and...
Section 38-77-155. Distribution of funds; obtaining premium information. - The director shall distribute monies annually from the Uninsured Motorists...
Section 38-77-160. Additional uninsured motorist coverage; underinsured motorist coverage. - Automobile insurance carriers shall offer, at the option of the...
Section 38-77-161. Uninsured or underinsured coverage not required in excess or umbrella policy. - No uninsured or underinsured motorist coverage need be provided in...
Section 38-77-170. Conditions to sue or recover under uninsured motorist provision when owner or operator of motor vehicle causing injury or damage is unknown. - If the owner or operator of any motor vehicle which...
Section 38-77-180. "John Doe" actions against unknown defendant; service of process and defense by insurer; action against or joinder of identified owner or operator. - If the owner or operator of any vehicle causing injury...
Section 38-77-190. Subrogation of insurer who pays claim under uninsured motorist provision to rights of insured. - An insurer paying a claim under the uninsured motorist provision...
Section 38-77-200. Arbitration clause prohibited in uninsured motorist provision; requirements on insured; action and employment of counsel by insured. - The uninsured motorist provision may not require arbitration of any...
Section 38-77-210. Uninsured motorist provision not required to cover property damages paid to insured. - The uninsured motorist provision need not insure any liability for...
Section 38-77-220. Additional liability which automobile insurance policy need not cover. - The automobile policy need not insure any liability under the...
Section 38-77-230. Certain payments under automobile insurance policy are not to be construed as admission or recognition of liability. - No payment made under an automobile insurance policy of a...
Section 38-77-250. Release of coverage information upon written request of claimant's attorney; confidentiality. - (A) Every insurer providing automobile insurance coverage in this State...
Section 38-77-260. General release, assignment of claims, and like documents. - (a) No person making payment or settlement of benefits for...
Section 38-77-270. Christian Science or any licensed healing art care and treatment. - Nothing in this title prohibits an insurer from providing Christian...
Section 38-77-280. Collision coverage; comprehensive coverage. - (A) Any automobile insurer may, at its own election, make...
Section 38-77-320. Enforcement of article; promulgation of regulations. - The department has the authority to issue and promulgate all...
Section 38-77-330. Denial of claim or of delay of payment; payments due immediately; consequences of unnecessary delay. - No claim for damage to property resulting from a motor...
Section 38-77-340. Agreement to exclude designated natural person from coverage. - Notwithstanding the definition of " insured" in Section 38-77-30, the...
Section 38-77-341. Unfair trade practices. - It is an unfair trade practice as defined in Section...
Section 38-77-350. Form to be used when optional coverages are offered. - (A) The director or his designee shall approve a form...
Section 38-77-370. Obligations of insurance-support organizations; access to personal information. - (A) If an individual, after proper identification, submits a written...
Section 38-77-390. Written notice of cancellation or nonrenewal; request for reasons for cancellation or nonrenewal. - (A) In the event of a cancellation or nonrenewal, including...
Section 38-77-395. Absence of liability or cause of action in certain situations; exceptions. - There is no liability on the part of and no...
Section 38-77-400. Underwriting restrictions provided upon request of director. - Upon request of the director, an insurer must provide a...
Section 38-77-710. Appointment of attorneys as arbitrators to hear and determine property damage liability claims; process and procedure. - The court of common pleas, or any inferior courts having...
Section 38-77-720. Number, qualifications, and compensation of arbitrators; fee paid by claimant. - (a) The order of reference shall establish a panel of...
Section 38-77-730. Request for arbitration; no formal pleading and process; arbitration docket; filing of claim; service of summons to defendant. - (a) Any person who is a party to the disputed...
Section 38-77-740. Hearing; notice to parties; damages to be awarded; securing attendance of witnesses. - (a) The court, or the clerk acting for the court,...
Section 38-77-750. Enforcement of subpoenas; warrant to produce witnesses; certification of records. - (a) The court of common pleas shall, on application of...
Section 38-77-760. Decision of arbitrators. - After receiving the evidence, the arbitrators, or a majority of...
Section 38-77-770. Right to appeal decision; procedures. - If any party is dissatisfied with the decision of the...
Section 38-77-810. Promulgation of standards for assignment of risks to insurance carriers and servicing carriers; establishment of Associated Auto Insurers Plan. - Beginning on March 1, 2003 and continuing thereafter, the director...
Section 38-77-820. Application to have risk assigned to insurance carrier licenses to write motor vehicle liability insurance. - Every person who has been unable to obtain a motor...
Section 38-77-830. Assigned Risk Pool. - Insurance carriers may satisfy their Associated Auto Insurers Plan obligations...
Section 38-77-840. Powers of director. - The director may in its discretion, after reviewing all information...
Section 38-77-841. Information to be supplied by Associated Auto Insurers Plan producers. - The producer of each Associated Auto Insurers Plan must provide...
Section 38-77-845. Review of applications. - (A) The director or his designee, or the plan manager,...
Section 38-77-850. Confidentiality of information filed with director. - Any information filed with the director by an insurance carrier...
Section 38-77-860. Disclosure of reasons for director's decisions not required; liability. - (A) The director is not required to disclose to any...
Section 38-77-870. Availability of assignment of risks provisions to nonresidents and personnel of the Armed Forces. - The provisions of this chapter relevant to the assignment of...
Section 38-77-880. Availability of assignment of risks provisions to carriers legally required to carry public liability and property damage insurance. - Notwithstanding any other provision of law, the provisions of this...
Section 38-77-1110. Short title. - This article may be cited as the "Motor Vehicle Theft...
Section 38-77-1120. Definitions. - As used in this article: (a) "Authorized agency" means: (1)...
Section 38-77-1130. Provision to authorized agencies, by insurance companies, of information regarding motor vehicle theft or motor vehicle insurance fraud; release of information by authorized agencies; immunity from liability. - (a) Any authorized agency may require, in writing, the insurance...
Section 38-77-1140. Requirement that information be held in confidence until release is required; obligation of authorized agency, and its agents and employees, to testify. - (a) Any authorized agency or insurance company which receives any...
Section 38-77-1150. Prohibitions relative to disclosure or nondisclosure of information. - (a) No person may intentionally or knowingly refuse to release...
Section 38-77-1160. Violations and penalties. - Any person who violates the provisions of this article is...