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Section 38-75-10. Fire insurance policy shall indicate allocation of premium and location of property. - Every fire insurer doing business in this State shall cause...
Section 38-75-20. Maximum amounts of fire insurance policies; stated values; contributions by coinsurers. - No insurer doing business in this State may issue a...
Section 38-75-30. Maximum amounts of fire insurance policies; exceptions for manufacturing property and replacement riders. - Notwithstanding Section 38-75-20, insurers may, at the request of owners...
Section 38-75-40. Validity of additional or coinsurance clause. - No insurer or agency licensed to do business in this...
Section 38-75-50. Clause limiting or invalidating policies if property is encumbered is void. - Any clause in any policy of insurance purporting or undertaking...
Section 38-75-60. Cause of action by insurer against tenant. - Notwithstanding any other provision of law, no insurer has a...
Section 38-75-210. Policies may not exceed three years; refund of unearned premiums on cancellation of policies. - Notwithstanding any other provision of law: (1) No policy of...
Section 38-75-220. Restrictions on amount of insurance that may be written. - No insurer transacting a mobile home insurance business in this...
Section 38-75-230. Information required on contracts for purchase of mobile homes. - Any contract to purchase a mobile home shall on its...
Section 38-75-310. Definitions. - In this article, unless the context otherwise requires: (1) "Essential...
Section 38-75-320. Declaration of purpose. - The purpose of this article is to assure an adequate...
Section 38-75-330. South Carolina Wind and Hail Underwriting Association created; members. - (A) There is created the South Carolina Wind and Hail...
Section 38-75-340. Plan of operation. - (A) The association shall operate pursuant to a plan of...
Section 38-75-350. Application for coverage; issuance of policy. - (A) A person having an insurable interest in insurable property...
Section 38-75-360. Powers of Association. - (A) The association, pursuant to the provisions of this article...
Section 38-75-370. Duties of members of Association; limitation on liability. - (A) All members of the association shall participate in its...
Section 38-75-375. Contested assessment or interest levy by association; payment under protest; appeal; exposure to disciplinary procedures. - (A) If a member company perceives an assessment or interest...
Section 38-75-380. Liability for inspections and statements concerning risk. - There may be no liability on the part of and...
Section 38-75-385. Liability for acts or omissions under this article. - There is no liability on the part of, and no...
Section 38-75-386. Essential property insurance; liability for acts and omissions. - No liability on the part of, and no cause of...
Section 38-75-390. Cession of essential property insurance to Association. - A member of the association who is designated to receive...
Section 38-75-400. Rates. - (A) The rates, rating plans, and rating rules applicable to...
Section 38-75-410. Appeals; hearings upon appeal. - (A) A person insured pursuant to this article or his...
Section 38-75-420. Reports of inspection by Association. - All reports of inspection performed by or on behalf of...
Section 38-75-430. Association shall file statement of transactions and the like; additional information. - The association shall file with the department by March thirty-first...
Section 38-75-440. Examination into affairs of Association. - The department may make an examination into the affairs of...
Section 38-75-450. Regulations. - The department has authority to make reasonable regulations, not inconsistent...
Section 38-75-460. Expansion of area in which essential property insurance provided; factors; multiple tiers. - (A) In order to maintain stability in the property insurance...
Section 38-75-470. Appointment of advisory committee; duties; membership. - (A) The Director of Insurance shall appoint an advisory committee...
Section 38-75-480. Loss mitigation grant program; establishment; purpose. - (A) There is established within the Department of Insurance a...
Section 38-75-485. South Carolina Hurricane Damage Mitigation Program; grant eligibility and use. - (A) There is established within the Department of Insurance, the...
Section 38-75-490. Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane. - (A) The Department of Insurance, in consultation with the Department...
Section 38-75-710. Scope of article. - This article applies to all property insurance and casualty insurance,...
Section 38-75-720. Definitions. - For the purposes of this article: (1) "Renewal" or "to...
Section 38-75-730. Restrictions on cancellation of policies and renewals; notice of cancellation; exceptions. - (a) No insurance policy or renewal thereof may be canceled...
Section 38-75-740. Restrictions on nonrenewal of policies. - (a) No insurance policy may be nonrenewed by an insurer...
Section 38-75-750. Requirements for renewal of policies. - (a) If an insurer intends to renew a policy, the...
Section 38-75-755. Notification to applicants or renewing policyholders. - (A) All insurers, at the issuance of a new policy...
Section 38-75-760. Unlawful practices involving cancellation, nonrenewal, or renewal of policies. - (a) It is unlawful for any insurer to cancel, nonrenew,...
Section 38-75-770. Notice requirements for eligible surplus lines insurers. - For eligible surplus lines insurers, the timely giving of all...
Section 38-75-775. Coverage of licensed health care providers. - (A) All property and casualty insurance carriers issuing medical malpractice...
Section 38-75-780. Exemption from liability for action taken in performance of powers and duties of this article; exceptions. - There is no liability on the part of and no...
Section 38-75-790. Nonrenewal of homeowners insurance. - No insurer may nonrenew a policy of homeowners insurance because...
Section 38-75-905. Definitions. - As used in this article, unless the context otherwise requires:...
Section 38-75-910. Limitation of risk on title insurance. - No insurer transacting title insurance business in this State may...
Section 38-75-920. Title insurers to maintain reinsurance reserve. - (A) A domestic title insurer shall establish and maintain a...
Section 38-75-930. Insolvency of domestic title insurer. - (A) If a domestic title insurer becomes insolvent, is in...
Section 38-75-940. Loss and loss expense reserves. - (A) All title insurers licensed in this State shall establish...
Section 38-75-950. Obtaining reinsurance. - (A) A title insurer may obtain reinsurance for all or...
Section 38-75-960. Financial interest in title insurer or agent. - (A) No title insurer or title insurance agent may accept...
Section 38-75-970. Premium rates. - (A) Premium rates may not be inadequate, excessive, or unfairly...
Section 38-75-980. Filing of premium rate schedules. - (A) A title insurer shall file with the director or...
Section 38-75-990. Title insurers to make schedules of current premiums and charges available to public. - (A) Each title insurer and title agent shall print and...
Section 38-75-1000. Restrictions on amount of commission. - A title insurer may not pay a commission, directly or...
Section 38-75-1010. Title insurers; issuance of closing or settlement insurance; indemnity; premiums. - (A) Notwithstanding Section 38-5-30, a title insurer may issue closing...
Section 38-75-1110. Purpose. - (A) The purposes of this article are to: (1) promote...
Section 38-75-1120. Report on coastal insurance issues. - (A) The director or his designee shall issue a report...
Section 38-75-1130. Scope of article. - (A) This article applies only to property insurance on risks...
Section 38-75-1140. Evaluation of natural hazard catastrophe models; requirements for modeling organizations. - (A) In recognition of the use of natural hazard catastrophe...
Section 38-75-1150. Separate premium for fire and allied lines coverage. - An insurer shall provide a separate premium for fire coverage...
Section 38-75-1160. Notice requirement prior to cancellation or refusal to renew; exceptions. - (A)(1) Except for a cancellation pursuant to Section 38-75-730, a...
Section 38-75-1170. Access to recorded personal information; disclosure requirements and limitations. - (A) If an individual, after proper identification, submits a written...
Section 38-75-1180. Notice of reasons for cancellation or nonrenewal. - (A) If there is a cancellation or nonrenewal of an...
Section 38-75-1190. Immunity from liability absent malice or gross negligence. - There is no liability on the part of and no...
Section 38-75-1200. Notice regarding cancellation in application for original issuance of policy. - (A) An application for the original issuance of a policy...
Section 38-75-1210. Prohibited grounds for refusal to issue policy or determination of premiums; penalties. - (A)(1) An insurer or agent may not refuse to issue...
Section 38-75-1220. Prohibited grounds for refusal to renew policy; immunity from liability; review by director of cancellation or refusal; penalties. - (A)(1) An insurer may not refuse to renew an insurance...
Section 38-75-1230. Wind and hail exclusions on fire, allied lines, or homeowner's policy. - An insurer may not exclude wind and hail on a...
Section 38-75-1240. Provision to director of underwriting restrictions. - An insurer shall provide upon the request of the director...