South Carolina Code of Laws
Chapter 75 - Property, Casualty, And Title Insurance Generally
Section 38-75-450. Regulations.

South Carolina Code of Laws

Title 38 - Insurance

Chapter 75 - Property, Casualty, And Title Insurance Generally

Section 38-75-10. Fire insurance policy shall indicate allocation of premium and location of property.

Section 38-75-20. Maximum amounts of fire insurance policies; stated values; contributions by coinsurers.

Section 38-75-30. Maximum amounts of fire insurance policies; exceptions for manufacturing property and replacement riders.

Section 38-75-40. Validity of additional or coinsurance clause.

Section 38-75-50. Clause limiting or invalidating policies if property is encumbered is void.

Section 38-75-60. Cause of action by insurer against tenant.

Section 38-75-210. Policies may not exceed three years; refund of unearned premiums on cancellation of policies.

Section 38-75-220. Restrictions on amount of insurance that may be written.

Section 38-75-230. Information required on contracts for purchase of mobile homes.

Section 38-75-310. Definitions.

Section 38-75-320. Declaration of purpose.

Section 38-75-330. South Carolina Wind and Hail Underwriting Association created; members.

Section 38-75-340. Plan of operation.

Section 38-75-350. Application for coverage; issuance of policy.

Section 38-75-360. Powers of Association.

Section 38-75-370. Duties of members of Association; limitation on liability.

Section 38-75-375. Contested assessment or interest levy by association; payment under protest; appeal; exposure to disciplinary procedures.

Section 38-75-380. Liability for inspections and statements concerning risk.

Section 38-75-385. Liability for acts or omissions under this article.

Section 38-75-386. Essential property insurance; liability for acts and omissions.

Section 38-75-390. Cession of essential property insurance to Association.

Section 38-75-400. Rates.

Section 38-75-410. Appeals; hearings upon appeal.

Section 38-75-420. Reports of inspection by Association.

Section 38-75-430. Association shall file statement of transactions and the like; additional information.

Section 38-75-440. Examination into affairs of Association.

Section 38-75-450. Regulations.

Section 38-75-460. Expansion of area in which essential property insurance provided; factors; multiple tiers.

Section 38-75-470. Appointment of advisory committee; duties; membership.

Section 38-75-480. Loss mitigation grant program; establishment; purpose.

Section 38-75-485. South Carolina Hurricane Damage Mitigation Program; grant eligibility and use.

Section 38-75-490. Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane.

Section 38-75-710. Scope of article.

Section 38-75-720. Definitions.

Section 38-75-730. Restrictions on cancellation of policies and renewals; notice of cancellation; exceptions.

Section 38-75-740. Restrictions on nonrenewal of policies.

Section 38-75-750. Requirements for renewal of policies.

Section 38-75-755. Notification to applicants or renewing policyholders.

Section 38-75-760. Unlawful practices involving cancellation, nonrenewal, or renewal of policies.

Section 38-75-770. Notice requirements for eligible surplus lines insurers.

Section 38-75-775. Coverage of licensed health care providers.

Section 38-75-780. Exemption from liability for action taken in performance of powers and duties of this article; exceptions.

Section 38-75-790. Nonrenewal of homeowners insurance.

Section 38-75-905. Definitions.

Section 38-75-910. Limitation of risk on title insurance.

Section 38-75-920. Title insurers to maintain reinsurance reserve.

Section 38-75-930. Insolvency of domestic title insurer.

Section 38-75-940. Loss and loss expense reserves.

Section 38-75-950. Obtaining reinsurance.

Section 38-75-960. Financial interest in title insurer or agent.

Section 38-75-970. Premium rates.

Section 38-75-980. Filing of premium rate schedules.

Section 38-75-990. Title insurers to make schedules of current premiums and charges available to public.

Section 38-75-1000. Restrictions on amount of commission.

Section 38-75-1010. Title insurers; issuance of closing or settlement insurance; indemnity; premiums.

Section 38-75-1110. Purpose.

Section 38-75-1120. Report on coastal insurance issues.

Section 38-75-1130. Scope of article.

Section 38-75-1140. Evaluation of natural hazard catastrophe models; requirements for modeling organizations.

Section 38-75-1150. Separate premium for fire and allied lines coverage.

Section 38-75-1160. Notice requirement prior to cancellation or refusal to renew; exceptions.

Section 38-75-1170. Access to recorded personal information; disclosure requirements and limitations.

Section 38-75-1180. Notice of reasons for cancellation or nonrenewal.

Section 38-75-1190. Immunity from liability absent malice or gross negligence.

Section 38-75-1200. Notice regarding cancellation in application for original issuance of policy.

Section 38-75-1210. Prohibited grounds for refusal to issue policy or determination of premiums; penalties.

Section 38-75-1220. Prohibited grounds for refusal to renew policy; immunity from liability; review by director of cancellation or refusal; penalties.

Section 38-75-1230. Wind and hail exclusions on fire, allied lines, or homeowner's policy.

Section 38-75-1240. Provision to director of underwriting restrictions.