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Section 38-73-10. Declaration of purpose; construction. - (a) The purposes of this chapter are to: (1) promote...
Section 38-73-20. Scope of chapter. - (a) This chapter applies to (1) fire and allied lines...
Section 38-73-30. Insurance subject to dual regulation. - If any kind of insurance, subdivision, or combination thereof or...
Section 38-73-40. Recording and reporting of loss and expense experience. - The department may promulgate statistical plans, reasonably adapted to each...
Section 38-73-50. Interchange of rating plan data. - Reasonable regulations and plans may be promulgated by the department...
Section 38-73-60. Consultation with other states. - In order to further uniform administration of rate regulatory laws,...
Section 38-73-70. Regulations. - The department may make reasonable regulations necessary to effect the...
Section 38-73-80. Withholding or giving false or misleading information. - No person or organization may wilfully withhold information from or...
Section 38-73-90. Examinations of rating organizations, advisory groups, and other organizations. - The director or his designee shall, at least once in...
Section 38-73-110. Suspension of license. - The director or his designee may suspend the license of...
Section 38-73-120. Hearing as prerequisite to imposition of penalty or suspension of license. - No penalty may be imposed and no license may be...
Section 38-73-130. Hearing procedure; judicial review. - Any insurer or rating organization aggrieved by any order or...
Section 38-73-210. Article title and application. - This article is known as the "Property and Casualty Insurance...
Section 38-73-220. Approval process for rate level changes. - (A) Except as provided in subsection (B), overall average rate-level...
Section 38-73-230. Declaration of competitive line; factors considered; hearings before Administrative Law Court. - (A) The director may declare a line of insurance competitive...
Section 38-73-240. Rate filings where line declared competitive; Consumer Advocate review of certain filings. - (A) In a line of insurance declared competitive, each insurer...
Section 38-73-250. Rate filings where line declared noncompetitive. - (A) If the director or his designee determines that competition...
Section 38-73-260. Approval process for rate level changes; Consumer Advocate review of certain filings. - (A) Except as provided in subsection (B), overall average rate-level...
Section 38-73-270. Consumer information system. - The director shall utilize, develop, or cause to be developed,...
Section 38-73-310. Scope of article. - This article applies only to fire and allied lines and...
Section 38-73-320. Insurance subject to both this article and Article 5. - If any kind of insurance, subdivision, or combination thereof or...
Section 38-73-325. Absence of credit information. - Absence of credit information may be used by an insurer...
Section 38-73-330. Making of rates. - Rates must be made in accordance with the following provisions:...
Section 38-73-340. Rate filings required. - Every insurer shall file with the department, except as to...
Section 38-73-410. Scope of article. - This article applies only to casualty insurance, including fidelity, surety,...
Section 38-73-420. Insurance subject to both this article and Article 3. - If any kind of insurance, subdivision, or combination thereof or...
Section 38-73-425. Absence of credit information. - Absence of credit information may be used by an insurer...
Section 38-73-430. Making of rates. - Rates must be made in accordance with the following provisions:...
Section 38-73-440. Certain factors may not be considered in determining automobile insurance rates. - In determining the premium rates to be charged on automobile...
Section 38-73-470. Disposition of uninsured motorist premium. - Two dollars of the yearly premium for uninsured motorist coverage...
Section 38-73-480. Rate for group automobile insurance. - An automobile insurance contract sold on the basis of a...
Section 38-73-490. Workers' compensation rates. - To secure fair, reasonable, adequate, and nondiscriminatory rates for workers'...
Section 38-73-495. Authority to disapprove previously approved rate for classification of worker's compensation insurance; reassignment of classifications; time for filing appeal. - The director or his designee may: (1) disapprove a previously...
Section 38-73-500. Merit rating for workers' compensation insurance; credit; testing. - (A) For the purpose of uniformity and equality the director...
Section 38-73-505. Reductions in premiums. - For each policy of workers' compensation insurance issued or renewed...
Section 38-73-510. Nonpartisan rating bureau for workers' compensation. - Every workers' compensation insurer, including the parties to any mutual...
Section 38-73-515. Deductibles. - (A) Each insurer issuing a policy of workers' compensation insurance...
Section 38-73-520. Rate filings required. - Every insurer must file with the department, except as to...
Section 38-73-525. Filing of multiplier for expenses by insurers writing workers' compensation. - (A) Each insurer writing workers' compensation insurance shall adopt the...
Section 38-73-526. Report as to availability and affordability of workers' compensation coverage. - The director or his or her designee must issue a...
Section 38-73-530. Competitive rate on specific risk. - The director or his designee may, upon the filing with...
Section 38-73-540. Assigned risk. - (A)(1) Assigned risk agreements may be made among insurers with...
Section 38-73-545. Applicability to self-insurers. - Nothing in Section 38-73-540 applies to self-insurers. HISTORY: 1998 Act...
Section 38-73-710. State Rating and Statistical Division established; executive director. - There is established within the department a State Rating and...
Section 38-73-736. Rate reductions for nonyouthful operator completing approved driver training course. - (A) As used in this section: (1) "Approved driver training...
Section 38-73-737. Rate reductions for youthful operator completing approved driver training course. - (A) As used in this section: (1) "Approved driver's education...
Section 38-73-740. Certain information must be retained; inspection by applicant. - All information, including investigative and credit reports used in determining...
Section 38-73-905. Prior approval not required for certain rate changes. - (A) Overall average rate level increases or decreases, for all...
Section 38-73-910. Application of section and exceptions; notice of hearing as a prerequisite to granting rate increases for certain types of insurance. - (A) This section applies to all types of property and...
Section 38-73-915. Authority granted director or designee; effect of legislation and court decisions. - (A) The director or his designee in reviewing rate filings...
Section 38-73-920. No insurance may be issued except on rates filed. - An insurer may not make or issue a contract or...
Section 38-73-930. Guidelines and formats for filing. - The department shall, when it is considered appropriate, issue by...
Section 38-73-935. Rate filings; information based upon; exceptions. - No rate filing for private passenger automobile insurance may include...
Section 38-73-940. Information in support of filing. - A filing and any supporting information are open to public...
Section 38-73-950. Additional information may be required. - When a filing is not accompanied by the information upon...
Section 38-73-960. Effective date of filing. - The director or his or her designee must review filings...
Section 38-73-965. Filing; effective date. - A filing made pursuant to Section 38-73-525 is governed by...
Section 38-73-970. Effective date for specially rated inland marine rates. - Specific inland marine rates on risks specially rated by a...
Section 38-73-980. Effective date for certain surety or guaranty bonds. - Any special filing with respect to a surety or guaranty...
Section 38-73-990. Disapproval of filings generally. - Except as provided in Section 38-73-995, if within the waiting...
Section 38-73-995. Disapproval of insurer's workers' compensation rates using most recent multiplier for expenses. - An insurer's workers' compensation rates developed using its most recent...
Section 38-73-1000. Disapproval of specially rated specific inland marine rates. - If, within thirty days after a specific inland marine rate...
Section 38-73-1010. Disapproval of special surety or guaranty filings. - If, within thirty days after a special surety or guaranty...
Section 38-73-1020. Disapproval after applicable review period. - If at any time after the applicable review period provided...
Section 38-73-1030. Review of filings on application of person aggrieved. - Any person or organization aggrieved with respect to any filing...
Section 38-73-1040. No disapproval of certain fire, allied lines, or inland marine filings. - No manual, minimum, or class rate, rating schedule, rating plan,...
Section 38-73-1050. No disapproval of certain casualty or automobile filings. - No manual of classifications, rules, rating plans, or any modification...
Section 38-73-1060. Use of rates and policy forms different from those filed; exceptions. - (A) Upon the written application of the insured, stating his...
Section 38-73-1070. Suspension or modification of filing requirement. - Under regulations the department promulgates, the director or his designee...
Section 38-73-1080. Information to be furnished insureds; hearings and appeals of insureds. - Every rating organization and every insurer which makes its own...
Section 38-73-1085. Publication of representative sample of premiums. - The director or his designee shall no less than annually...
Section 38-73-1090. Determination of discrimination and removal. - The director or his designee, upon his own motion, or...
Section 38-73-1095. Essential property insurance; rating plan factors. - (A) Any private insurer licensed to underwrite "essential property insurance"...
Section 38-73-1097. Applicability of certain provisions. - Notwithstanding any other provision of law, the provisions of Section...
Section 38-73-1100. Determination of excessive or unreasonable rates; general reduction; refund. - If at any time it appears to the director or...
Section 38-73-1105. Insurer's use of definition of "underinsured motor vehicle". - The definition of "underinsured motor vehicle" contained in Section 38-77-30(15)...
Section 38-73-1110. Regulation of calculation and refunding of excess profit. - In order to assure fair implementation of Section 38-73-1100, the...
Section 38-73-1120. Provisions to ensure expenses are allocated and treated properly; penalty. - (A) No automobile insurer or representative of any automobile insurer...
Section 38-73-1210. Members of rating organization not required to file individually; rates for members in first year; collection, compilation and dissemination of premium data. - (A)(1) This item applies to property and casualty insurance but...
Section 38-73-1215. Applicability to self-insurers. - Nothing in Section 38-73-1210 applies to self-insurers. HISTORY: 1998 Act...
Section 38-73-1220. Application for license as rating organization. - A corporation, an unincorporated association, a partnership, or an individual,...
Section 38-73-1230. Issuance or denial of license; duration; fee. - If the director or his designee finds that the applicant...
Section 38-73-1240. Suspension or revocation of license. - Licenses issued pursuant to Section 38-73-1230 may be suspended or...
Section 38-73-1250. Changes within rating organization. - Every rating organization shall notify the director or his designee...
Section 38-73-1260. Subscribers to rating organizations. - Subject to rules and regulations which have been approved by...
Section 38-73-1270. Changes in rules and regulations; review of reasonableness. - Notice of proposed changes in the rules and regulations referred...
Section 38-73-1280. Rules may not regulate certain payments. - No rating organization may adopt any rule the effect of...
Section 38-73-1290. Filings must be adhered to. - Every member of or subscriber to a rating organization shall...
Section 38-73-1300. Application for modification by fire or inland marine insurer. - A member of or subscriber to a rating organization to...
Section 38-73-1310. Application for modification by casualty or automobile insurer. - A member of or subscriber to a rating organization to...
Section 38-73-1330. Examination of policies and other papers; correction of errors. - Any rating organization acting for insurers to whom the provisions...
Section 38-73-1340. Appeal by minority. - Any member of or subscriber to a rating organization may...
Section 38-73-1350. Cooperation. - Notwithstanding the provisions of Sections 38-73-1370, 38-73-1380, 38-73-1400, 38-73-1410, 38-73-1420,...
Section 38-73-1360. Actuarial, technical, and other services. - Any rating organization serving insurers to which the provisions of...
Section 38-73-1370. Rating organizations not permitted to file certain rate increases; filing pure loss component of rate or premium; use of approved pure loss component by members or subscribers. - After June 30, 1989, no rating organization may file a...
Section 38-73-1380. Approval of final rate or premium charge required; computation of final rate or premium charge; approval of expense component filed by each member or subscriber independently. - After June 30, 1989, no member or subscriber of a...
Section 38-73-1400. Definition of pure loss component, expense component, and final rate or premium charge. - (1) After June 30, 1989, the "pure loss component" of...
Section 38-73-1410. Refiling of final rates or premium charges previously approved not required. - After June 30, 1989, upon the effective date of this...
Section 38-73-1420. Board of Governors of Reinsurance Facility to file expense component; use of component after approval. - After June 30, 1989, the Board of Governors of the...
Section 38-73-1425. Final rate or premium charge for private passenger automobile insurance risk ceded to reinsurance facility. - The final rate or premium charge for a private passenger...
Section 38-73-1430. Authority to extend provisions of Sections 38-73-1370, 38-73-1380, 38-73-1400, 38-73-1410 to other lines of insurance. - After June 30, 1989, the director or his designee may...
Section 38-73-1510. "Advisory organization" defined. - Every group, association, or other organization of insurers, whether located...
Section 38-73-1520. Filing certain data and agreement authorizing examination. - Every advisory organization shall file with the department: (1) a...
Section 38-73-1530. Requiring discontinuance of certain acts or practices. - If, after a hearing, the director or his designee finds...
Section 38-73-1540. Rate filings may not be supported by data from unauthorized advisory organization. - No insurer which makes its own filings nor any rating...
Section 38-73-1710. Regulation of joint underwriting and joint reinsurance. - Every group, association, or other organization of insurers which engages...
Section 38-73-1720. Discontinuance of unfair activity or practice may be ordered. - If, after a hearing, the director or his designee finds...