South Carolina Code of Laws
Chapter 73 - Property, Casualty, Inland Marine, And Surety Rates And Rate-making Organizations
Section 38-73-480. Rate for group automobile insurance.

South Carolina Code of Laws

Title 38 - Insurance

Chapter 73 - Property, Casualty, Inland Marine, And Surety Rates And Rate-making Organizations

Section 38-73-10. Declaration of purpose; construction.

Section 38-73-20. Scope of chapter.

Section 38-73-30. Insurance subject to dual regulation.

Section 38-73-40. Recording and reporting of loss and expense experience.

Section 38-73-50. Interchange of rating plan data.

Section 38-73-60. Consultation with other states.

Section 38-73-70. Regulations.

Section 38-73-80. Withholding or giving false or misleading information.

Section 38-73-90. Examinations of rating organizations, advisory groups, and other organizations.

Section 38-73-110. Suspension of license.

Section 38-73-120. Hearing as prerequisite to imposition of penalty or suspension of license.

Section 38-73-130. Hearing procedure; judicial review.

Section 38-73-210. Article title and application.

Section 38-73-220. Approval process for rate level changes.

Section 38-73-230. Declaration of competitive line; factors considered; hearings before Administrative Law Court.

Section 38-73-240. Rate filings where line declared competitive; Consumer Advocate review of certain filings.

Section 38-73-250. Rate filings where line declared noncompetitive.

Section 38-73-260. Approval process for rate level changes; Consumer Advocate review of certain filings.

Section 38-73-270. Consumer information system.

Section 38-73-310. Scope of article.

Section 38-73-320. Insurance subject to both this article and Article 5.

Section 38-73-325. Absence of credit information.

Section 38-73-330. Making of rates.

Section 38-73-340. Rate filings required.

Section 38-73-410. Scope of article.

Section 38-73-420. Insurance subject to both this article and Article 3.

Section 38-73-425. Absence of credit information.

Section 38-73-430. Making of rates.

Section 38-73-440. Certain factors may not be considered in determining automobile insurance rates.

Section 38-73-470. Disposition of uninsured motorist premium.

Section 38-73-480. Rate for group automobile insurance.

Section 38-73-490. Workers' compensation rates.

Section 38-73-495. Authority to disapprove previously approved rate for classification of worker's compensation insurance; reassignment of classifications; time for filing appeal.

Section 38-73-500. Merit rating for workers' compensation insurance; credit; testing.

Section 38-73-505. Reductions in premiums.

Section 38-73-510. Nonpartisan rating bureau for workers' compensation.

Section 38-73-515. Deductibles.

Section 38-73-520. Rate filings required.

Section 38-73-525. Filing of multiplier for expenses by insurers writing workers' compensation.

Section 38-73-526. Report as to availability and affordability of workers' compensation coverage.

Section 38-73-530. Competitive rate on specific risk.

Section 38-73-540. Assigned risk.

Section 38-73-545. Applicability to self-insurers.

Section 38-73-710. State Rating and Statistical Division established; executive director.

Section 38-73-736. Rate reductions for nonyouthful operator completing approved driver training course.

Section 38-73-737. Rate reductions for youthful operator completing approved driver training course.

Section 38-73-740. Certain information must be retained; inspection by applicant.

Section 38-73-905. Prior approval not required for certain rate changes.

Section 38-73-910. Application of section and exceptions; notice of hearing as a prerequisite to granting rate increases for certain types of insurance.

Section 38-73-915. Authority granted director or designee; effect of legislation and court decisions.

Section 38-73-920. No insurance may be issued except on rates filed.

Section 38-73-930. Guidelines and formats for filing.

Section 38-73-935. Rate filings; information based upon; exceptions.

Section 38-73-940. Information in support of filing.

Section 38-73-950. Additional information may be required.

Section 38-73-960. Effective date of filing.

Section 38-73-965. Filing; effective date.

Section 38-73-970. Effective date for specially rated inland marine rates.

Section 38-73-980. Effective date for certain surety or guaranty bonds.

Section 38-73-990. Disapproval of filings generally.

Section 38-73-995. Disapproval of insurer's workers' compensation rates using most recent multiplier for expenses.

Section 38-73-1000. Disapproval of specially rated specific inland marine rates.

Section 38-73-1010. Disapproval of special surety or guaranty filings.

Section 38-73-1020. Disapproval after applicable review period.

Section 38-73-1030. Review of filings on application of person aggrieved.

Section 38-73-1040. No disapproval of certain fire, allied lines, or inland marine filings.

Section 38-73-1050. No disapproval of certain casualty or automobile filings.

Section 38-73-1060. Use of rates and policy forms different from those filed; exceptions.

Section 38-73-1070. Suspension or modification of filing requirement.

Section 38-73-1080. Information to be furnished insureds; hearings and appeals of insureds.

Section 38-73-1085. Publication of representative sample of premiums.

Section 38-73-1090. Determination of discrimination and removal.

Section 38-73-1095. Essential property insurance; rating plan factors.

Section 38-73-1097. Applicability of certain provisions.

Section 38-73-1100. Determination of excessive or unreasonable rates; general reduction; refund.

Section 38-73-1105. Insurer's use of definition of "underinsured motor vehicle".

Section 38-73-1110. Regulation of calculation and refunding of excess profit.

Section 38-73-1120. Provisions to ensure expenses are allocated and treated properly; penalty.

Section 38-73-1210. Members of rating organization not required to file individually; rates for members in first year; collection, compilation and dissemination of premium data.

Section 38-73-1215. Applicability to self-insurers.

Section 38-73-1220. Application for license as rating organization.

Section 38-73-1230. Issuance or denial of license; duration; fee.

Section 38-73-1240. Suspension or revocation of license.

Section 38-73-1250. Changes within rating organization.

Section 38-73-1260. Subscribers to rating organizations.

Section 38-73-1270. Changes in rules and regulations; review of reasonableness.

Section 38-73-1280. Rules may not regulate certain payments.

Section 38-73-1290. Filings must be adhered to.

Section 38-73-1300. Application for modification by fire or inland marine insurer.

Section 38-73-1310. Application for modification by casualty or automobile insurer.

Section 38-73-1330. Examination of policies and other papers; correction of errors.

Section 38-73-1340. Appeal by minority.

Section 38-73-1350. Cooperation.

Section 38-73-1360. Actuarial, technical, and other services.

Section 38-73-1370. Rating organizations not permitted to file certain rate increases; filing pure loss component of rate or premium; use of approved pure loss component by members or subscribers.

Section 38-73-1380. Approval of final rate or premium charge required; computation of final rate or premium charge; approval of expense component filed by each member or subscriber independently.

Section 38-73-1400. Definition of pure loss component, expense component, and final rate or premium charge.

Section 38-73-1410. Refiling of final rates or premium charges previously approved not required.

Section 38-73-1420. Board of Governors of Reinsurance Facility to file expense component; use of component after approval.

Section 38-73-1425. Final rate or premium charge for private passenger automobile insurance risk ceded to reinsurance facility.

Section 38-73-1430. Authority to extend provisions of Sections 38-73-1370, 38-73-1380, 38-73-1400, 38-73-1410 to other lines of insurance.

Section 38-73-1510. "Advisory organization" defined.

Section 38-73-1520. Filing certain data and agreement authorizing examination.

Section 38-73-1530. Requiring discontinuance of certain acts or practices.

Section 38-73-1540. Rate filings may not be supported by data from unauthorized advisory organization.

Section 38-73-1710. Regulation of joint underwriting and joint reinsurance.

Section 38-73-1720. Discontinuance of unfair activity or practice may be ordered.