If repossession of a motor vehicle subject to an installment sale contract is effected other than by legal process, the buyer shall be liable for costs incurred by the holder in retaking, storing and repairing the motor vehicle only if:
(1) The default exceeds 15 days at the time of repossession.
(2) The costs are actual, necessary and reasonable, excluding repossession costs for services by an individual who is a regular full-time employee of the holder.
(3) The costs are supported by receipts or other satisfactory evidence of payment.
(4) The records of the holder show detailed information as to the nature and amount of each cost, the date of payment and the recipient of the payment.
Cross References. Section 6256 is referred to in sections 6203, 6258, 6259, 6261 of this title.
Structure Pennsylvania Consolidated & Unconsolidated Statutes
Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 62 - Motor Vehicle Sales Finance
Section 6201 - Scope of chapter
Section 6203 - Authority of department
Section 6206 - Deposit of fees and fines
Section 6207 - Distribution of information
Section 6210 - Consumer complaints
Section 6211 - General license rules
Section 6212 - Initial license application
Section 6215 - License certificate
Section 6216 - License renewal
Section 6217 - Refusal to issue license or license renewal
Section 6218 - Revocation or suspension of license
Section 6219 - Multiple places of business
Section 6226 - Heavy commercial motor vehicle
Section 6227 - Manufactured homes
Section 6228 - Prohibited provisions
Section 6230 - Statement of account to buyer
Section 6231 - Payment receipts
Section 6232 - Release of liens
Section 6233 - Prohibited charges
Section 6234 - Waiver of statutory protection prohibited
Section 6235 - Effect of license expiration, surrender and revocation on contracts
Section 6242 - Other costs included in amount financed
Section 6243 - Finance charges
Section 6244 - Refinance charges
Section 6246 - Refund for prepayment of contract
Section 6251 - Repossession authorized
Section 6252 - Who may repossess
Section 6253 - Legal proceedings
Section 6254 - Notice of repossession
Section 6255 - Personal property in repossessed motor vehicle
Section 6256 - Buyer's liability for costs
Section 6257 - Notice to police
Section 6258 - Reinstatement of contract after repossession
Section 6259 - Redemption and termination of contract after repossession
Section 6260 - Sale of motor vehicle after repossession
Section 6261 - Deficiency judgment
Section 6262 - Procedures for manufactured homes
Section 6271 - Operating without license
Section 6272 - Violation of chapter provisions
Section 6273 - Use of unlicensed collector-repossessor