Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 62 - Motor Vehicle Sales Finance
Section 6233 - Prohibited charges


(a) General rule.--Except as provided in subsections (b) and (c), a licensee may directly or indirectly charge, contract for, collect or receive from the buyer, in connection with the retail sale of a motor vehicle under an installment sale contract, insurance charges, other charges necessary or incidental to the sale of the motor vehicle, finance charges, refinance charges, late charges, recording and satisfaction fees, court costs, attorney fees and costs of retaking, repairing and storing a repossessed motor vehicle, which are disclosed as required by section 6222(5) (relating to contents).
(b) Exception.--A licensee may not directly or indirectly charge, contract for, collect or receive from the buyer, in connection with the retail sale of a motor vehicle under an installment sale contract, any further or other amount for costs, charges, examination, appraisal, service, brokerage, commission, expense, interest, discount, fees, fines, penalties or other thing of value in excess of the amounts permitted under subsection (a) or (c).
(c) Manufactured homes.--An installment seller of a manufactured home may charge appraisal fees, brokerage fees and commissions if they represent actual charges and are properly disclosed to the buyer.
(d) Charges if contract not consummated.--
(1) Subject to paragraph (2), a licensee may not collect a charge in connection with a contemplated sale of a motor vehicle under an installment sale contract if the contract is not consummated.
(2) Paragraph (1) does not affect the legal status of a deposit paid by a prospective buyer to a seller as a binder on the contemplated purchase of a motor vehicle.
(e) Unenforceable provision.--If an installment sale contract contains a provision that authorizes a prohibited charge, the provision is unenforceable.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 12 - COMMERCE AND TRADE

Chapter 62 - Motor Vehicle Sales Finance

Extra - Chapter Notes

Section 6201 - Scope of chapter

Section 6202 - Definitions

Section 6203 - Authority of department

Section 6204 - Records

Section 6205 - Appeals

Section 6206 - Deposit of fees and fines

Section 6207 - Distribution of information

Section 6208 - Venue

Section 6209 - Applicability

Section 6210 - Consumer complaints

Section 6211 - General license rules

Section 6212 - Initial license application

Section 6213 - Bond

Section 6214 - License fees

Section 6215 - License certificate

Section 6216 - License renewal

Section 6217 - Refusal to issue license or license renewal

Section 6218 - Revocation or suspension of license

Section 6219 - Multiple places of business

Section 6221 - Requirements

Section 6222 - Contents

Section 6223 - Notice

Section 6224 - Itemization

Section 6225 - Disclosure

Section 6226 - Heavy commercial motor vehicle

Section 6227 - Manufactured homes

Section 6228 - Prohibited provisions

Section 6229 - Transfer

Section 6230 - Statement of account to buyer

Section 6231 - Payment receipts

Section 6232 - Release of liens

Section 6233 - Prohibited charges

Section 6234 - Waiver of statutory protection prohibited

Section 6235 - Effect of license expiration, surrender and revocation on contracts

Section 6236 - Enforcement

Section 6241 - Insurance

Section 6242 - Other costs included in amount financed

Section 6243 - Finance charges

Section 6244 - Refinance charges

Section 6245 - Late charges

Section 6246 - Refund for prepayment of contract

Section 6251 - Repossession authorized

Section 6252 - Who may repossess

Section 6253 - Legal proceedings

Section 6254 - Notice of repossession

Section 6255 - Personal property in repossessed motor vehicle

Section 6256 - Buyer's liability for costs

Section 6257 - Notice to police

Section 6258 - Reinstatement of contract after repossession

Section 6259 - Redemption and termination of contract after repossession

Section 6260 - Sale of motor vehicle after repossession

Section 6261 - Deficiency judgment

Section 6262 - Procedures for manufactured homes

Section 6271 - Operating without license

Section 6272 - Violation of chapter provisions

Section 6273 - Use of unlicensed collector-repossessor

Section 6274 - Civil penalty by department

Section 6275 - Liability of sales finance company