(a) General rule.--Except as provided in subsections (b) and (c), a licensee may directly or indirectly charge, contract for, collect or receive from the buyer, in connection with the retail sale of a motor vehicle under an installment sale contract, insurance charges, other charges necessary or incidental to the sale of the motor vehicle, finance charges, refinance charges, late charges, recording and satisfaction fees, court costs, attorney fees and costs of retaking, repairing and storing a repossessed motor vehicle, which are disclosed as required by section 6222(5) (relating to contents).
(b) Exception.--A licensee may not directly or indirectly charge, contract for, collect or receive from the buyer, in connection with the retail sale of a motor vehicle under an installment sale contract, any further or other amount for costs, charges, examination, appraisal, service, brokerage, commission, expense, interest, discount, fees, fines, penalties or other thing of value in excess of the amounts permitted under subsection (a) or (c).
(c) Manufactured homes.--An installment seller of a manufactured home may charge appraisal fees, brokerage fees and commissions if they represent actual charges and are properly disclosed to the buyer.
(d) Charges if contract not consummated.--
(1) Subject to paragraph (2), a licensee may not collect a charge in connection with a contemplated sale of a motor vehicle under an installment sale contract if the contract is not consummated.
(2) Paragraph (1) does not affect the legal status of a deposit paid by a prospective buyer to a seller as a binder on the contemplated purchase of a motor vehicle.
(e) Unenforceable provision.--If an installment sale contract contains a provision that authorizes a prohibited charge, the provision is unenforceable.
Structure Pennsylvania Consolidated & Unconsolidated Statutes
Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 62 - Motor Vehicle Sales Finance
Section 6201 - Scope of chapter
Section 6203 - Authority of department
Section 6206 - Deposit of fees and fines
Section 6207 - Distribution of information
Section 6210 - Consumer complaints
Section 6211 - General license rules
Section 6212 - Initial license application
Section 6215 - License certificate
Section 6216 - License renewal
Section 6217 - Refusal to issue license or license renewal
Section 6218 - Revocation or suspension of license
Section 6219 - Multiple places of business
Section 6226 - Heavy commercial motor vehicle
Section 6227 - Manufactured homes
Section 6228 - Prohibited provisions
Section 6230 - Statement of account to buyer
Section 6231 - Payment receipts
Section 6232 - Release of liens
Section 6233 - Prohibited charges
Section 6234 - Waiver of statutory protection prohibited
Section 6235 - Effect of license expiration, surrender and revocation on contracts
Section 6242 - Other costs included in amount financed
Section 6243 - Finance charges
Section 6244 - Refinance charges
Section 6246 - Refund for prepayment of contract
Section 6251 - Repossession authorized
Section 6252 - Who may repossess
Section 6253 - Legal proceedings
Section 6254 - Notice of repossession
Section 6255 - Personal property in repossessed motor vehicle
Section 6256 - Buyer's liability for costs
Section 6257 - Notice to police
Section 6258 - Reinstatement of contract after repossession
Section 6259 - Redemption and termination of contract after repossession
Section 6260 - Sale of motor vehicle after repossession
Section 6261 - Deficiency judgment
Section 6262 - Procedures for manufactured homes
Section 6271 - Operating without license
Section 6272 - Violation of chapter provisions
Section 6273 - Use of unlicensed collector-repossessor