Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 62 - Motor Vehicle Sales Finance
Section 6251 - Repossession authorized


(a) When repossession may occur.--An installment seller or a holder, who has lawfully acquired a motor vehicle installment sale contract, may retake possession of the motor vehicle if the buyer:
(1) is in default in the payment of an amount due under the contract; or
(2) has committed another breach of contract, which is by the contract specifically made a ground for retaking the motor vehicle.
(b) Legal process.--
(1) Unless the motor vehicle can be retaken without breach of the peace, it shall be retaken by legal process.
(2) This subchapter shall not be construed to authorize a violation of the criminal laws of this Commonwealth.
(c) Limitation.--Except as provided in this chapter, in a transaction involving a commercial purpose, the provisions of this chapter regarding repossession of a motor vehicle are limited by the provisions of 13 Pa.C.S. Div. 9 (relating to secured transactions).

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 12 - COMMERCE AND TRADE

Chapter 62 - Motor Vehicle Sales Finance

Extra - Chapter Notes

Section 6201 - Scope of chapter

Section 6202 - Definitions

Section 6203 - Authority of department

Section 6204 - Records

Section 6205 - Appeals

Section 6206 - Deposit of fees and fines

Section 6207 - Distribution of information

Section 6208 - Venue

Section 6209 - Applicability

Section 6210 - Consumer complaints

Section 6211 - General license rules

Section 6212 - Initial license application

Section 6213 - Bond

Section 6214 - License fees

Section 6215 - License certificate

Section 6216 - License renewal

Section 6217 - Refusal to issue license or license renewal

Section 6218 - Revocation or suspension of license

Section 6219 - Multiple places of business

Section 6221 - Requirements

Section 6222 - Contents

Section 6223 - Notice

Section 6224 - Itemization

Section 6225 - Disclosure

Section 6226 - Heavy commercial motor vehicle

Section 6227 - Manufactured homes

Section 6228 - Prohibited provisions

Section 6229 - Transfer

Section 6230 - Statement of account to buyer

Section 6231 - Payment receipts

Section 6232 - Release of liens

Section 6233 - Prohibited charges

Section 6234 - Waiver of statutory protection prohibited

Section 6235 - Effect of license expiration, surrender and revocation on contracts

Section 6236 - Enforcement

Section 6241 - Insurance

Section 6242 - Other costs included in amount financed

Section 6243 - Finance charges

Section 6244 - Refinance charges

Section 6245 - Late charges

Section 6246 - Refund for prepayment of contract

Section 6251 - Repossession authorized

Section 6252 - Who may repossess

Section 6253 - Legal proceedings

Section 6254 - Notice of repossession

Section 6255 - Personal property in repossessed motor vehicle

Section 6256 - Buyer's liability for costs

Section 6257 - Notice to police

Section 6258 - Reinstatement of contract after repossession

Section 6259 - Redemption and termination of contract after repossession

Section 6260 - Sale of motor vehicle after repossession

Section 6261 - Deficiency judgment

Section 6262 - Procedures for manufactured homes

Section 6271 - Operating without license

Section 6272 - Violation of chapter provisions

Section 6273 - Use of unlicensed collector-repossessor

Section 6274 - Civil penalty by department

Section 6275 - Liability of sales finance company