Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 62 - Motor Vehicle Sales Finance
Section 6254 - Notice of repossession


(a) General rule.--If repossession of a motor vehicle subject to an installment sale contract is effected other than by legal process, the holder shall immediately furnish the buyer with a written notice of repossession.
(b) Delivery.--The notice of repossession shall be delivered in person or sent by registered or certified mail to the last known address of the buyer.
(c) Contents.--The notice of repossession shall contain the following:
(1) The buyer's right to reinstate the contract, if the holder extends the privilege of reinstatement and redemption of the motor vehicle.
(2) An itemized statement of the total amount required to redeem the motor vehicle by reinstatement or payment of the contract in full.
(3) Notice to the buyer of the holder's intent to resell the motor vehicle at the expiration of 15 days from the date of mailing the notice.
(4) The place where the motor vehicle is stored.
(5) The name and address of the person to whom the buyer shall make payment or on whom the buyer may serve notice.
(6) A statement that any personal property left in the repossessed vehicle will be held for 30 days from the date of the mailing of the notice.
(7) The name and address of the person that the buyer may contact to receive a full statement of account as provided by section 6230 (relating to statement of account to buyer).

Cross References. Section 6254 is referred to in sections 6255, 6259 of this title.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 12 - COMMERCE AND TRADE

Chapter 62 - Motor Vehicle Sales Finance

Extra - Chapter Notes

Section 6201 - Scope of chapter

Section 6202 - Definitions

Section 6203 - Authority of department

Section 6204 - Records

Section 6205 - Appeals

Section 6206 - Deposit of fees and fines

Section 6207 - Distribution of information

Section 6208 - Venue

Section 6209 - Applicability

Section 6210 - Consumer complaints

Section 6211 - General license rules

Section 6212 - Initial license application

Section 6213 - Bond

Section 6214 - License fees

Section 6215 - License certificate

Section 6216 - License renewal

Section 6217 - Refusal to issue license or license renewal

Section 6218 - Revocation or suspension of license

Section 6219 - Multiple places of business

Section 6221 - Requirements

Section 6222 - Contents

Section 6223 - Notice

Section 6224 - Itemization

Section 6225 - Disclosure

Section 6226 - Heavy commercial motor vehicle

Section 6227 - Manufactured homes

Section 6228 - Prohibited provisions

Section 6229 - Transfer

Section 6230 - Statement of account to buyer

Section 6231 - Payment receipts

Section 6232 - Release of liens

Section 6233 - Prohibited charges

Section 6234 - Waiver of statutory protection prohibited

Section 6235 - Effect of license expiration, surrender and revocation on contracts

Section 6236 - Enforcement

Section 6241 - Insurance

Section 6242 - Other costs included in amount financed

Section 6243 - Finance charges

Section 6244 - Refinance charges

Section 6245 - Late charges

Section 6246 - Refund for prepayment of contract

Section 6251 - Repossession authorized

Section 6252 - Who may repossess

Section 6253 - Legal proceedings

Section 6254 - Notice of repossession

Section 6255 - Personal property in repossessed motor vehicle

Section 6256 - Buyer's liability for costs

Section 6257 - Notice to police

Section 6258 - Reinstatement of contract after repossession

Section 6259 - Redemption and termination of contract after repossession

Section 6260 - Sale of motor vehicle after repossession

Section 6261 - Deficiency judgment

Section 6262 - Procedures for manufactured homes

Section 6271 - Operating without license

Section 6272 - Violation of chapter provisions

Section 6273 - Use of unlicensed collector-repossessor

Section 6274 - Civil penalty by department

Section 6275 - Liability of sales finance company