53-191. Businesses exempted.
Nothing in this Article shall be construed to apply to any person, firm or corporation doing business under the authority of any law of this State or of the United States relating to banks, trust companies, savings and loan associations, cooperative credit unions, agricultural credit corporations or associations organized under the laws of North Carolina, production credit associations organized under the act of Congress known as the Farm Credit Act of 1933, pawnbrokers lending or advancing money on specific articles of personal property, industrial banks, the business of negotiating loans on real estate as defined in G.S. 105-41, nor to installment paper dealers as defined in G.S. 105-83 other than persons, firms and corporations engaged in the business of accepting fees for endorsing or otherwise securing loans or contracts for repayment of loans. (1955, c. 1279; 1957, c. 1429, s. 8; 1961, c. 1053, s. 1; 1969, c. 1303, s. 26.)
Structure North Carolina General Statutes
North Carolina General Statutes
Chapter 53 - Regulation of Financial Services
Article 15 - North Carolina Consumer Finance Act.
§ 53-166 - Scope of Article; evasions; penalties; loans in violation of Article void.
§ 53-167 - Expenses of supervision.
§ 53-169 - Application for license.
§ 53-170 - Locations; change of ownership or management.
§ 53-171 - Revocation, suspension or surrender of license.
§ 53-172 - Conduct of other business in same office.
§ 53-175 - Fee for returned checks.
§ 53-176 - Rates, maturities and amounts.
§ 53-177.1 - Electronic transaction fees.
§ 53-178 - No further charges; no splitting contracts; certain contracts void.
§ 53-180 - Limitations and prohibitions on practices and agreements.
§ 53-180.1 - Military service members limitation.
§ 53-182 - Payment of loans; receipts.
§ 53-183 - Advertising, broadcasting, etc., false or misleading statements.
§ 53-184 - Securing of information; records and reports; allocations of expense.
§ 53-185 - Rules and regulations by Banking Commission and Commissioner.
§ 53-186 - Commissioner to issue subpoenas, conduct hearings, give publicity to investigations, etc.
§ 53-187 - Injunctive powers; receivers.
§ 53-188 - Review of regulations, order or act of Commission or Commissioner.