North Carolina General Statutes
Article 15 - North Carolina Consumer Finance Act.
§ 53-164 - Title.

North Carolina General Statutes

Chapter 53 - Regulation of Financial Services

Article 15 - North Carolina Consumer Finance Act.

§ 53-164 - Title.

§ 53-165 - Definitions.

§ 53-166 - Scope of Article; evasions; penalties; loans in violation of Article void.

§ 53-167 - Expenses of supervision.

§ 53-168 - License required; showing of convenience, advantage and financial responsibility; investigation of applicants; hearings; existing businesses; contents of license; transfer; posting.

§ 53-169 - Application for license.

§ 53-170 - Locations; change of ownership or management.

§ 53-171 - Revocation, suspension or surrender of license.

§ 53-172 - Conduct of other business in same office.

§ 53-173 - Computation of interest; application of payments; limitation on interest after judgment; limitation on interest after maturity of the loan.

§ 53-175 - Fee for returned checks.

§ 53-176 - Rates, maturities and amounts.

§ 53-177 - Fees.

§ 53-177.1 - Electronic transaction fees.

§ 53-178 - No further charges; no splitting contracts; certain contracts void.

§ 53-180 - Limitations and prohibitions on practices and agreements.

§ 53-180.1 - Military service members limitation.

§ 53-181 - Statements and information to be furnished to borrowers; power of attorney or confession of judgment prohibited.

§ 53-182 - Payment of loans; receipts.

§ 53-183 - Advertising, broadcasting, etc., false or misleading statements.

§ 53-184 - Securing of information; records and reports; allocations of expense.

§ 53-185 - Rules and regulations by Banking Commission and Commissioner.

§ 53-186 - Commissioner to issue subpoenas, conduct hearings, give publicity to investigations, etc.

§ 53-187 - Injunctive powers; receivers.

§ 53-188 - Review of regulations, order or act of Commission or Commissioner.

§ 53-189 - Insurance.

§ 53-190 - Loans made elsewhere.

§ 53-191 - Businesses exempted.