New York Laws
Article 2 - Limitations of Time
214-I - Certain Actions Arising Out of Consumer Credit Transactions to Be Commenced Within Three Years.

* § 214-i. Certain actions arising out of consumer credit transactions
to be commenced within three years. An action arising out of a consumer
credit transaction where a purchaser, borrower or debtor is a defendant
must be commenced within three years, except as provided in section two
hundred thirteen-a of this article or article 2 of the uniform
commercial code or article 36-B of the general business law.
Notwithstanding any other provision of law, when the applicable
limitations period expires, any subsequent payment toward, written or
oral affirmation of or other activity on the debt does not revive or
extend the limitations period.

* NB There are 2 § 214-i's

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