A collection agency, or its manager, agents or employees, shall not, for any medical debt:
1. Take any confession of judgment or any power of attorney running to the collection agency or to any third person to confess judgment or to appear for the debtor in a judicial proceeding.
2. Commence a civil action to collect the medical debt if the amount of the medical debt, excluding interest, late fees, collection costs, attorney’s fees and any other fees or costs, is less than the maximum jurisdictional amount set forth in subsection 1 of NRS 73.010. Nothing in this subsection shall be construed to prohibit the commencement of a small claims action in justice court to collect the medical debt.
3. Charge or collect a fee of more than 5 percent of the amount of the medical debt, excluding interest, late fees, collection costs, attorney’s fees and any other fees or costs, as a collection fee or as an attorney’s fee for the collection of the medical debt.
(Added to NRS by 2021, 1670)
Structure Nevada Revised Statutes
Chapter 649 - Collection Agencies
NRS 649.010 - "Claim" defined.
NRS 649.020 - "Collection agency" defined.
NRS 649.025 - "Collection agent" defined.
NRS 649.026 - "Commissioner" defined.
NRS 649.030 - "Customer" defined.
NRS 649.035 - "Manager" defined.
NRS 649.036 - "Medical debt" defined.
NRS 649.037 - "Medical debtor" defined.
NRS 649.038 - "Medical facility" defined.
NRS 649.041 - "Provider of emergency medical services" defined.
NRS 649.042 - "Provider of health care" defined.
NRS 649.045 - Legislative finding and declaration.
NRS 649.051 - Administration and enforcement of chapter.
NRS 649.057 - Investigations and hearings.
NRS 649.059 - Approval of printed forms.
NRS 649.075 - License required; exception.
NRS 649.085 - Qualifications of applicant for license.
NRS 649.105 - Bond or substitute security required; amount and conditions; adjustments in amount.
NRS 649.119 - Deposit as substitute for bond.
NRS 649.125 - Investigation by Commissioner.
NRS 649.135 - Order approving application; findings.
NRS 649.145 - Conditions for issuance of license; contents of license.
NRS 649.155 - Order denying application; notice of denial.
NRS 649.165 - Rights of licensee.
NRS 649.175 - Manager’s certificate required.
NRS 649.205 - Examination; reexamination; regulations.
NRS 649.215 - Grounds for refusing examination or suspending or revoking certificate.
NRS 649.225 - Issuance of certificate; notice of manager’s change of residence address.
NRS 649.295 - Amounts; deposit; regulations.
NRS 649.297 - Fee for failure to submit reports; regulations.
NRS 649.300 - Payment of assessment; cooperation with audits and examinations.
NRS 649.305 - Collection agency not to operate without manager.
NRS 649.315 - Display of license or certificate.
NRS 649.325 - Change of location of business.
NRS 649.331 - Recording of telephone conversations.
NRS 649.332 - Verification of debt.
NRS 649.3345 - Withdrawal of claim by customer.
NRS 649.335 - Retention and examinations of records and accounts.
NRS 649.355 - Business ethics and practices; trust accounts.
NRS 649.368 - Collection of medical debt: Prohibited practices.
NRS 649.369 - Collection of medical debt: Protections may not be waived.
NRS 649.370 - Violation of federal Fair Debt Collection Practices Act.
NRS 649.375 - Prohibited practices generally.