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NRS 649.005 - Definitions. - As used in this chapter, unless the context otherwise requires,...
NRS 649.010 - "Claim" defined. - "Claim" means any obligation for the payment of money or...
NRS 649.020 - "Collection agency" defined. - 1. "Collection agency" means all persons engaging, directly or indirectly,...
NRS 649.025 - "Collection agent" defined. - "Collection agent" means any person, whether or not regularly employed...
NRS 649.026 - "Commissioner" defined. - "Commissioner" means the Commissioner of Financial Institutions. (Added to NRS...
NRS 649.030 - "Customer" defined. - "Customer" means any person authorizing or employing a collection agency...
NRS 649.035 - "Manager" defined. - "Manager" means a person who: 1. Holds a manager’s certificate;...
NRS 649.036 - "Medical debt" defined. - 1. "Medical debt" means any debt owed for goods or...
NRS 649.037 - "Medical debtor" defined. - "Medical debtor" means a debtor who owes a medical debt....
NRS 649.038 - "Medical facility" defined. - "Medical facility" has the meaning ascribed to it in NRS...
NRS 649.039 - "Nationwide Multistate Licensing System and Registry" or "Registry" defined. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Na... - "Nationwide Multistate Licensing System and Registry" or "Registry" has the...
NRS 649.041 - "Provider of emergency medical services" defined. - "Provider of emergency medical services" means: 1. The operator of...
NRS 649.042 - "Provider of health care" defined. - "Provider of health care" has the meaning ascribed to it...
NRS 649.045 - Legislative finding and declaration. - The Legislature finds and declares that: 1. There exists in...
NRS 649.051 - Administration and enforcement of chapter. - The Commissioner shall administer and enforce the provisions of this...
NRS 649.053 - Regulations. - The Commissioner shall adopt such regulations as may be necessary...
NRS 649.054 - Regulations authorizing collection from location outside of Nevada; standards for trust accounts. - The Commissioner may adopt regulations authorizing collection agencies licensed in...
NRS 649.056 - Regulations prescribing methods of conducting business; investigations and examinations. - The Commissioner may: 1. By regulation prescribe for collection agencies...
NRS 649.057 - Investigations and hearings. - In the conduct of any investigation or hearing, the Commissioner...
NRS 649.059 - Approval of printed forms. - The Commissioner may require collection agencies to submit any printed...
NRS 649.061 - Notification of results of examination; retention and destruction of examination papers. - 1. The Commissioner shall notify all applicants for licensure or...
NRS 649.065 - Records: Maintenance by Commissioner; contents; general provisions governing confidentiality and public inspection. - 1. The Commissioner shall keep in the Office of the...
NRS 649.067 - Records: Certain records relating to complaint or investigation deemed confidential; certain records relating to disciplinary action deemed public records. - 1. Except as otherwise provided in this section and NRS...
NRS 649.075 - License required; exception. - 1. Except as otherwise provided in this section, a person...
NRS 649.085 - Qualifications of applicant for license. - Every individual applicant, every officer and director of a corporate...
NRS 649.095 - Application for license: Contents; submission of fingerprints and financial statement; examination of applicant; withdrawal of application. [Effective until the date on which the Commissioner of Financial Institutions notifies the Gover... - 1. An application for a license must be in writing...
NRS 649.105 - Bond or substitute security required; amount and conditions; adjustments in amount. - 1. An applicant for a license must file with the...
NRS 649.115 - Form of bond; matters covered by bond; statute of limitations for bringing action on bond. - 1. The bond must be in a form approved by...
NRS 649.119 - Deposit as substitute for bond. - 1. An applicant for a license may deposit with any...
NRS 649.125 - Investigation by Commissioner. - Upon receiving an application for a license and bond in...
NRS 649.135 - Order approving application; findings. - The Commissioner shall enter an order approving the application for...
NRS 649.145 - Conditions for issuance of license; contents of license. - 1. If the Commissioner enters an order approving the application...
NRS 649.155 - Order denying application; notice of denial. - 1. If the Commissioner finds that any application or applicant...
NRS 649.165 - Rights of licensee. - Upon receipt of the license, the licensee shall have the...
NRS 649.167 - Branch office: Application for permit; examination of principal office; manager required on premises; regulations. - 1. A collection agency licensed in this State may apply...
NRS 649.171 - Certificate of registration; limitations on business practices; fees; disciplinary action; regulations. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislat... - 1. A person who is not licensed in this State...
NRS 649.175 - Manager’s certificate required. - No person may be the manager of a collection agency...
NRS 649.185 - Application. - Each person who is, or desires to become, the manager...
NRS 649.196 - Qualifications of applicant; requirements for issuance; notice of refusal to issue certificate; request for hearing; withdrawal of application. [Effective until the date on which the Commissioner of Financial Institutions notifies the G... - 1. Each applicant for a manager’s certificate must submit proof...
NRS 649.205 - Examination; reexamination; regulations. - 1. The Commissioner shall provide for managers’ examinations at such...
NRS 649.215 - Grounds for refusing examination or suspending or revoking certificate. - The Commissioner may refuse to permit an applicant for a...
NRS 649.225 - Issuance of certificate; notice of manager’s change of residence address. - 1. The Commissioner shall issue a manager’s certificate to any...
NRS 649.233 - Payment of child support: Submission of certain information by applicant; grounds for denial of license or manager’s certificate; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requirin... - 1. In addition to any other requirements set forth in...
NRS 649.235 - License or manager’s certificate: Expiration; not transferable. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide M... - Each collection agency license and manager’s certificate issued pursuant to...
NRS 649.245 - icense or manager’s certificate: Renewal. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing Sy... - 1. A collection agency or manager desiring a renewal of...
NRS 649.271 - Commissioner authorized to take action to participate; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding licensing and certification. [Effective on the date on which the Commissioner o... - 1. The Commissioner may, in furtherance of his or her...
NRS 649.273 - Submission and processing of fingerprints. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing Syst... - 1. The Commissioner may require an applicant for or the...
NRS 649.277 - Commissioner required to report certain information or material; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements. [Effective on the date on which the Commiss... - 1. Subject to any limitations or restrictions contained in federal...
NRS 649.279 - Additional materials required to be submitted. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing... - 1. In addition to any other requirements set forth in...
NRS 649.281 - Holder of license or certificate required to register and maintain unique identifier; Commissioner authorized to issue license or certificate through Registry; references to Commissioner deemed references to Registry. [Effective on the... - 1. Each holder of a license or certificate issued pursuant...
NRS 649.295 - Amounts; deposit; regulations. - 1. A nonrefundable fee of not more than $500 for...
NRS 649.297 - Fee for failure to submit reports; regulations. - 1. If a holder of a license or manager’s certificate...
NRS 649.300 - Payment of assessment; cooperation with audits and examinations. - Each collection agency shall pay the assessment levied pursuant to...
NRS 649.305 - Collection agency not to operate without manager. - No collection agency may operate its business without a manager...
NRS 649.315 - Display of license or certificate. - Each license and certificate issued under this chapter must be...
NRS 649.325 - Change of location of business. - 1. A collection agency shall not remove its business location...
NRS 649.330 - Notification of change in management or ownership of voting stock; application for licensure of replacement; investigation; costs; waiver. - 1. A collection agency shall immediately notify the Commissioner of...
NRS 649.331 - Recording of telephone conversations. - 1. After providing notice that the telephone conversation will be...
NRS 649.332 - Verification of debt. - 1. To verify a debt, a collection agency shall: (a)...
NRS 649.334 - Written agreement required to be specific, intelligible and unambiguous; money collected required to be credited first to principal; partial collection of claim prohibited; accounting of money collected on behalf of customer. - 1. The terms and conditions of any written agreement between...
NRS 649.3345 - Withdrawal of claim by customer. - 1. Unless a written agreement between the parties otherwise provides,...
NRS 649.335 - Retention and examinations of records and accounts. - 1. Every collection agency shall keep all records concerning each...
NRS 649.345 - Annual report to Commissioner: Contents; suspension of license or manager’s certificate for false information. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the L... - 1. Each licensed collection agency shall file with the Commissioner...
NRS 649.347 - Additional annual report to Commissioner concerning collection of debts for unit-owners’ association. - 1. Each licensed collection agency shall file with the Commissioner...
NRS 649.355 - Business ethics and practices; trust accounts. - 1. Every collection agency and collection agent shall openly, fairly...
NRS 649.365 - Approval of business name required; prohibition against use of certain names, terms and forms. - 1. A collection agency licensed under this chapter must obtain...
NRS 649.366 - Collection of medical debt: Notification to medical debtor required before taking action to collect. - 1. Not less than 60 days before taking any action...
NRS 649.367 - Collection of medical debt: Conditions for acceptance of voluntary payment from medical debtor during notification period; protections for medical debtor who initiates contact with or makes voluntary payment to collection agency during... - 1. Nothing in NRS 649.366 shall prohibit a collection agency...
NRS 649.368 - Collection of medical debt: Prohibited practices. - A collection agency, or its manager, agents or employees, shall...
NRS 649.369 - Collection of medical debt: Protections may not be waived. - The protections set forth in NRS 649.366, 649.367 and 649.368...
NRS 649.370 - Violation of federal Fair Debt Collection Practices Act. - A violation of any provision of the federal Fair Debt...
NRS 649.375 - Prohibited practices generally. - 1. A collection agency, or its manager, agents or employees,...
NRS 649.385 - Investigation of verified complaint; verified answer; action by Commissioner after informal hearing. - 1. Upon the filing with the Commissioner of a verified...
NRS 649.390 - Investigation of verified complaint concerning unlicensed person; order to cease and desist; administrative fines; suit to recover fine; cumulative penalties. - 1. The Commissioner shall conduct an investigation if he or...
NRS 649.395 - Authorized disciplinary action; grounds for disciplinary action; effect of revocation of license; orders imposing discipline deemed public records. - 1. The Commissioner may impose an administrative fine, not to...
NRS 649.398 - Suspension of license or manager’s certificate for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license or manager’s certificate. [Effective until 2 years after the date of the repeal of 42... - 1. If the Commissioner receives a copy of a court...
NRS 649.400 - Injunctive relief. - 1. If upon investigation it appears that a collection agency...
NRS 649.435 - Criminal penalty for violations; each day of unlawful operation constitutes separate offense. - Any person who violates any provision of this chapter is...
NRS 649.440 - Administrative fine for violations. - In addition to any other remedy or penalty, the Commissioner...