Missouri Revised Statutes
Chapter 385 - Credit Insurance and Service Contracts
Section 385.321 - Effective date for certain sections.

Effective - 28 Aug 2007
385.321. Effective date for certain sections. — The repeal of sections 407.1200, 407.1203, 407.1206, 407.1209, 407.1212, 407.1215, 407.1218, 407.1221, 407.1224, 407.1225, and 407.1227 and the enactment of sections 385.200, 385.201*, 385.203*, 385.204, 385.205**, 385.207**, 385.208, 385.209**, 385.210, 385.211**, 385.212, 385.300, 385.301*, 385.302, 385.303*, 385.304, 385.305*, 385.306, 385.307*, 385.310, 385.311*, and 385.312, shall become effective January 1, 2008.
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(L. 2007 H.B. 221 § B)
*This section does not exist and was not contained in H.B. 221, 2007.
**This section did not exist and was not contained in H.B. 221, 2007, but was enacted in S.B. 132, 2011.

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Structure Missouri Revised Statutes

Missouri Revised Statutes

Title XXIV - Business and Financial Institutions

Chapter 385 - Credit Insurance and Service Contracts

Section 385.010 - Purpose clause.

Section 385.015 - Scope of law.

Section 385.020 - Definitions.

Section 385.025 - Credit life and accident insurance, form in which it shall be issued.

Section 385.030 - Amount of insurance permitted — payments, amount of, limited.

Section 385.035 - Term of policy, prepayment of debt, effect of.

Section 385.040 - Policy or group certificate, contents of, delivery required — policy or certificate not delivered, effect of.

Section 385.045 - Filings required to be made with director — disapproval by director, effect of — rules, procedure.

Section 385.050 - Revision of premium schedules, procedure for — refunds paid, when — limit on charge for credit life.

Section 385.055 - Who may issue credit life insurance.

Section 385.060 - Reporting and settlement of claims — who may adjust claims.

Section 385.065 - Debtor to be informed of his option to use existing policies of insurance as security — policy may be obtained from any licensed insurer.

Section 385.070 - Rates presumed reasonable, when — criteria to be met — policy may be cancelled, when — compensation to creditor for sale of coverage, maximum allowed.

Section 385.075 - Regulatory powers of director.

Section 385.080 - Credit life, accident and health insurance must be placed directly in companies holding a certificate of authority to do business in this state.

Section 385.200 - Definitions.

Section 385.202 - Issuance of contracts, criteria — registration required — duties of providers — exemption from state licensure.

Section 385.204 - Reimbursement insurance policies, requirements.

Section 385.205 - Delivery within commercially feasible time period — copy of contract to be delivered to consumer, when — violation, penalty.

Section 385.206 - Sale of contracts, prohibited acts--dealers not to be used as fronting companies--required contract contents--violations, penalty.

Section 385.207 - Business entity producer and individual producer licenses required — application requirements — issuance, renewal — rulemaking authority.

Section 385.208 - Deceptive practices.

Section 385.209 - Licensure sanctioning, when — notification by director, when — producer to notify director, when.

Section 385.210 - Record-keeping requirements.

Section 385.211 - Register of business entity producers to be maintained — inspection of list — updating of registry, when.

Section 385.212 - Termination, notice required.

Section 385.214 - Providers considered agents of insurer, when — indemnification and subrogation.

Section 385.216 - Investigations, administrative orders.

Section 385.218 - Rulemaking authority.

Section 385.220 - Inapplicability.

Section 385.300 - Definitions.

Section 385.302 - Registration required, fee — administrator authorized — provider requirements.

Section 385.304 - Reimbursement insurance policy requirements.

Section 385.306 - Contract requirements, contents.

Section 385.308 - Deceptive practices.

Section 385.310 - Record-keeping requirements.

Section 385.312 - Termination, notice required.

Section 385.314 - Providers considered agents of insurer, when — indemnification and subrogation.

Section 385.316 - Investigations, administrative orders.

Section 385.318 - Rulemaking authority.

Section 385.320 - Inapplicability.

Section 385.321 - Effective date for certain sections.

Section 385.400 - Citation of law.

Section 385.403 - Definitions.

Section 385.406 - Applicability, exceptions.

Section 385.409 - Registration required — records, content — fee — notice for failure to register.

Section 385.412 - Vehicle protection products, no offer for sale unless warrantor ensures adequate performance.

Section 385.415 - Warranty reimbursement insurance policy requirements.

Section 385.418 - Warranty requirements.

Section 385.421 - Warranty to contain cancellation terms and conditions — written notice of cancellation required.

Section 385.424 - Prohibited use of names and terms.

Section 385.427 - Record-keeping requirements.

Section 385.430 - Enforcement authority — administrative orders permitted.

Section 385.433 - Rulemaking authority.

Section 385.436 - Admissibility of failure to comply evidence.

Section 385.450 - Motor clubs — definitions — fees not subject to premium tax — inapplicability of certain insurance laws.