Missouri Revised Statutes
Chapter 385 - Credit Insurance and Service Contracts
Section 385.218 - Rulemaking authority.

Effective - 28 Aug 2007
385.218. Rulemaking authority. — The director may promulgate rules to effectuate sections 385.200 to 385.220. Any rule or portion of a rule, as that term is defined in section 536.010, that is created under the authority delegated in this section shall become effective only if it complies with and is subject to all of the provisions of chapter 536 and, if applicable, section 536.028. This section and chapter 536 are nonseverable and if any of the powers vested with the general assembly pursuant to chapter 536 to review, to delay the effective date, or to disapprove and annul a rule are subsequently held unconstitutional, then the grant of rulemaking authority and any rule proposed or adopted after August 28, 2007, shall be invalid and void.
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(L. 2007 H.B. 221)

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Structure Missouri Revised Statutes

Missouri Revised Statutes

Title XXIV - Business and Financial Institutions

Chapter 385 - Credit Insurance and Service Contracts

Section 385.010 - Purpose clause.

Section 385.015 - Scope of law.

Section 385.020 - Definitions.

Section 385.025 - Credit life and accident insurance, form in which it shall be issued.

Section 385.030 - Amount of insurance permitted — payments, amount of, limited.

Section 385.035 - Term of policy, prepayment of debt, effect of.

Section 385.040 - Policy or group certificate, contents of, delivery required — policy or certificate not delivered, effect of.

Section 385.045 - Filings required to be made with director — disapproval by director, effect of — rules, procedure.

Section 385.050 - Revision of premium schedules, procedure for — refunds paid, when — limit on charge for credit life.

Section 385.055 - Who may issue credit life insurance.

Section 385.060 - Reporting and settlement of claims — who may adjust claims.

Section 385.065 - Debtor to be informed of his option to use existing policies of insurance as security — policy may be obtained from any licensed insurer.

Section 385.070 - Rates presumed reasonable, when — criteria to be met — policy may be cancelled, when — compensation to creditor for sale of coverage, maximum allowed.

Section 385.075 - Regulatory powers of director.

Section 385.080 - Credit life, accident and health insurance must be placed directly in companies holding a certificate of authority to do business in this state.

Section 385.200 - Definitions.

Section 385.202 - Issuance of contracts, criteria — registration required — duties of providers — exemption from state licensure.

Section 385.204 - Reimbursement insurance policies, requirements.

Section 385.205 - Delivery within commercially feasible time period — copy of contract to be delivered to consumer, when — violation, penalty.

Section 385.206 - Sale of contracts, prohibited acts--dealers not to be used as fronting companies--required contract contents--violations, penalty.

Section 385.207 - Business entity producer and individual producer licenses required — application requirements — issuance, renewal — rulemaking authority.

Section 385.208 - Deceptive practices.

Section 385.209 - Licensure sanctioning, when — notification by director, when — producer to notify director, when.

Section 385.210 - Record-keeping requirements.

Section 385.211 - Register of business entity producers to be maintained — inspection of list — updating of registry, when.

Section 385.212 - Termination, notice required.

Section 385.214 - Providers considered agents of insurer, when — indemnification and subrogation.

Section 385.216 - Investigations, administrative orders.

Section 385.218 - Rulemaking authority.

Section 385.220 - Inapplicability.

Section 385.300 - Definitions.

Section 385.302 - Registration required, fee — administrator authorized — provider requirements.

Section 385.304 - Reimbursement insurance policy requirements.

Section 385.306 - Contract requirements, contents.

Section 385.308 - Deceptive practices.

Section 385.310 - Record-keeping requirements.

Section 385.312 - Termination, notice required.

Section 385.314 - Providers considered agents of insurer, when — indemnification and subrogation.

Section 385.316 - Investigations, administrative orders.

Section 385.318 - Rulemaking authority.

Section 385.320 - Inapplicability.

Section 385.321 - Effective date for certain sections.

Section 385.400 - Citation of law.

Section 385.403 - Definitions.

Section 385.406 - Applicability, exceptions.

Section 385.409 - Registration required — records, content — fee — notice for failure to register.

Section 385.412 - Vehicle protection products, no offer for sale unless warrantor ensures adequate performance.

Section 385.415 - Warranty reimbursement insurance policy requirements.

Section 385.418 - Warranty requirements.

Section 385.421 - Warranty to contain cancellation terms and conditions — written notice of cancellation required.

Section 385.424 - Prohibited use of names and terms.

Section 385.427 - Record-keeping requirements.

Section 385.430 - Enforcement authority — administrative orders permitted.

Section 385.433 - Rulemaking authority.

Section 385.436 - Admissibility of failure to comply evidence.

Section 385.450 - Motor clubs — definitions — fees not subject to premium tax — inapplicability of certain insurance laws.