Mississippi Code
General Provisions
§ 75-17-9. Partial payments applied

When partial payments are made, the interest that has accrued to the time of payment, if any, shall be first paid, and the residue of such partial payment shall be placed to the payment of the principal, except that the parties may agree in writing that such partial payment, or any portion thereof, shall be applied first to the payment of principal, in which case the residue shall be applied to the payment of interest that has accrued to the time of payment.

Structure Mississippi Code

Mississippi Code

Title 75 - Regulation of Trade, Commerce and Investments

Chapter 17 - Interest, Finance Charges, and Other Charges

General Provisions

§ 75-17-3. Evasion of six percent interest law; interest forfeited if higher rate secretly exacted

§ 75-17-5. Discount, interest, bank issues

§ 75-17-7. Interest on judgments and decrees

§ 75-17-9. Partial payments applied

§ 75-17-11. Rate of interest, amount of finance charge or rate of finance charge where specified to be paid at period of less than one year; payment earlier than final maturity; computation of interest upon prepayment of note; usurious rates; notes c...

§ 75-17-13. Liability for issuance of unsolicited credit cards; penalty for collection of excessive finance charge

§ 75-17-15. Small Loan Regulatory Law and Small Loan Privilege Tax Law Licensees; default charge; application of payments

§ 75-17-17. Law governing loans made or credit extended prior to July 1, 1974

§ 75-17-21. Maximum finance charges by licensees under Small Loan Regulatory Law and Small Loan Privilege Tax Law; lender option to use rates under this section or Section 75-67-181

§ 75-17-23. Maximum finance charges in connection with sales of factory manufactured moveable homes

§ 75-17-25. Meaning of "finance charge"; exclusion of prepayment penalties and default charges; effect of excessive finance charge

§ 75-17-27. Late payment charges

§ 75-17-29. Prohibition against use of multiple agreements to obtain excessive finance charge

§ 75-17-31. Limitations on prepayment penalties with respect to loans for certain real estate

§ 75-17-33. Announcement of discount rates and indices by Commissioner of Banking and Consumer Finance; recording of maximum finance charge rates

§ 75-17-35. Computation of interest on refunds of excess rates by public utilities