Loans made and credit extended prior to July 1, 1974, shall continue to be governed by the provisions of laws governing such loans and extensions of credit which were in force at the time such loans or extensions of credit were made, including laws repealed hereby except that finance charges contracted for or received prior to July 1, 1974, shall not be unlawful if the finance charge contracted for or received conforms with the provisions of Chapter 564, Laws of 1974 or other law then in effect. Any loan or note renewed, refinanced, deferred or otherwise extended or altered on or after July 1, 1974, shall conform with the provisions of Sections 63-17-13, 75-17-1, 75-17-13 through 75-17-17, 75-67-127 and 75-67-217.
Structure Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Chapter 17 - Interest, Finance Charges, and Other Charges
§ 75-17-3. Evasion of six percent interest law; interest forfeited if higher rate secretly exacted
§ 75-17-5. Discount, interest, bank issues
§ 75-17-7. Interest on judgments and decrees
§ 75-17-9. Partial payments applied
§ 75-17-17. Law governing loans made or credit extended prior to July 1, 1974
§ 75-17-23. Maximum finance charges in connection with sales of factory manufactured moveable homes
§ 75-17-27. Late payment charges
§ 75-17-29. Prohibition against use of multiple agreements to obtain excessive finance charge
§ 75-17-31. Limitations on prepayment penalties with respect to loans for certain real estate
§ 75-17-35. Computation of interest on refunds of excess rates by public utilities