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General Provisions
§ 75-17-3. Evasion of six percent interest law; interest forfeited if higher rate secretly exacted - If any person shall lend to another any sum of...
§ 75-17-5. Discount, interest, bank issues - The issues, bills, notes, bonds, or certificates of deposit of...
§ 75-17-7. Interest on judgments and decrees - All judgments or decrees founded on any sale or contract...
§ 75-17-9. Partial payments applied - When partial payments are made, the interest that has accrued...
§ 75-17-11. Rate of interest, amount of finance charge or rate of finance charge where specified to be paid at period of less than one year; payment earlier than final maturity; computation of interest upon prepayment of note; usurious rates; notes c... - When any particular rate of interest per annum or amount...
§ 75-17-13. Liability for issuance of unsolicited credit cards; penalty for collection of excessive finance charge - If any credit card is issued to a person who...
§ 75-17-15. Small Loan Regulatory Law and Small Loan Privilege Tax Law Licensees; default charge; application of payments - Any licensee under the provisions of the Small Loan Regulatory...
§ 75-17-17. Law governing loans made or credit extended prior to July 1, 1974 - Loans made and credit extended prior to July 1, 1974,...
§ 75-17-21. Maximum finance charges by licensees under Small Loan Regulatory Law and Small Loan Privilege Tax Law; lender option to use rates under this section or Section 75-67-181 - Such closing fee shall not be part of the finance...
§ 75-17-23. Maximum finance charges in connection with sales of factory manufactured moveable homes - Notwithstanding any provision of law to the contrary, the maximum...
§ 75-17-25. Meaning of "finance charge"; exclusion of prepayment penalties and default charges; effect of excessive finance charge - The term "finance charge" as used in this section, Sections...
§ 75-17-27. Late payment charges - A late payment charge, not exceeding Five Dollars ($5.00) or...
§ 75-17-29. Prohibition against use of multiple agreements to obtain excessive finance charge - No lender or other person shall use multiple notes, accounts,...
§ 75-17-31. Limitations on prepayment penalties with respect to loans for certain real estate - No lender or other person shall charge a sum or...
§ 75-17-33. Announcement of discount rates and indices by Commissioner of Banking and Consumer Finance; recording of maximum finance charge rates - The Commissioner of Banking and Consumer Finance, upon any change...
§ 75-17-35. Computation of interest on refunds of excess rates by public utilities - Notwithstanding any provision of law to the contrary, the lawful...
Maximum Interest Rates on Public Borrowing
§ 75-17-101. Maximum interest rate on general obligation and limited obligation tax bonds - Unless otherwise provided by law, general obligation and limited obligation...
§ 75-17-103. Maximum interest rate on revenue bonds - Unless otherwise provided by law, revenue bonds issued by the...
§ 75-17-105. Maximum interest rate on tax anticipation notes - Unless otherwise provided by law, tax anticipation notes and reappraisal...
§ 75-17-107. Maximum interest rate on interim financing in anticipation of confirmed grant or loan - Unless otherwise provided by law, interim financing in anticipation of...