Massachusetts General Laws
Article 4a - Funds Transfers
Section 4a-505 - Preclusion of Objection to Debit of Customer's Account

Section 4A–505. If a receiving bank has received payment from its customer with respect to a payment order issued in the name of the customer as sender and accepted by the bank, and the customer received notification reasonably identifying the order, the customer is precluded from asserting that the bank is not entitled to retain the payment unless the customer notifies the bank of the customer's objection to the payment within one year after the notification was received by the customer.

Structure Massachusetts General Laws

Massachusetts General Laws

Part I - Administration of the Government

Title XV - Regulation of Trade

Chapter 106 - Uniform Commercial Code

Article 4a - Funds Transfers

Section 4a-103 - Payment Order — Definitions

Section 4a-304 - Duty of Sender to Report Erroneously Executed Payment Order

Section 4a-305 - Liability for Late or Improper Execution or Failure to Execute Payment Order

Section 4a-401 - Payment Date

Section 4a-402 - Obligation of Sender to Pay Receiving Bank

Section 4a-403 - Payment by Sender to Receiving Bank

Section 4a-404 - Obligation of Beneficiary's Bank to Pay and Give Notice to Beneficiary

Section 4a-405 - Payment by Beneficiary's Bank to Beneficiary

Section 4a-303 - Erroneous Execution of Payment Order

Section 4a-406 - Payment by Originator to Beneficiary; Discharge of Underlying Obligation

Section 4a-502 - Creditor Process Served on Receiving Bank; Setoff by Beneficiary's Bank

Section 4a-503 - Injunction or Restraining Order With Respect to Funds Transfer

Section 4a-504 - Order in Which Items and Payment Orders May Be Charged to Account; Order or Withdrawals From Account

Section 4a-505 - Preclusion of Objection to Debit of Customer's Account

Section 4a-506 - Rate of Interest

Section 4a-507 - Choice of Law

Section 4a-102 - Subject Matter

Section 4a-501 - Variation by Agreement and Effect of Funds Transfer System Rule

Section 4a-302 - Obligations of Receiving Bank in Execution of Payment Order

Section 4a-104 - Funds Transfer — Definitions

Section 4a-212 - Liability and Duty of Receiving Bank Regarding Unaccepted Payment Order

Section 4a-301 - Execution and Execution Date

Section 4a-105 - Other Definitions

Section 4a-106 - Time Payment Order Is Received

Section 4a-107 - Federal Reserve Regulations and Operating Circulars

Section 4a-101 - Short Title

Section 4a-201 - Security Procedure

Section 4a-202 - Authorized and Verified Payment Orders

Section 4a-203 - Unenforceability of Certain Verified Payment Orders

Section 4a-108 - Relationship to Electronic Fund Transfer Act

Section 4a-205 - Erroneous Payment Orders

Section 4a-206 - Transmission of Payment Order Through Funds Transfer or Other Communication System

Section 4a-207 - Misdescription of Beneficiary

Section 4a-208 - Misdescription of Intermediary Bank or Beneficiary's Bank

Section 4a-209 - Acceptance of Payment Order

Section 4a-210 - Rejection of Payment Order

Section 4a-211 - Cancellation and Amendment of Payment Order

Section 4a-204 - Refund of Payment and Duty of Customer to Report With Respect to Unauthorized Payment Order