Massachusetts General Laws
Article 4a - Funds Transfers
Section 4a-212 - Liability and Duty of Receiving Bank Regarding Unaccepted Payment Order

Section 4A–212. If a receiving bank fails to accept a payment order that it is obliged by express agreement to accept, the bank is liable for breach of the agreement to the extent provided in the agreement or in this Article, but does not otherwise have any duty to accept a payment order or, before acceptance, to take any action, or refrain from taking action, with respect to the order except as provided in this Article or by express agreement. Liability based on acceptance arises only when acceptance occurs as stated in section 4A-209, and liability is limited to that provided in this Article. A receiving bank is not the agent of the sender or beneficiary of the payment order it accepts, or of any other party to the funds transfer, and the bank owes no duty to any party to the funds transfer except as provided in this Article or by express agreement.

Structure Massachusetts General Laws

Massachusetts General Laws

Part I - Administration of the Government

Title XV - Regulation of Trade

Chapter 106 - Uniform Commercial Code

Article 4a - Funds Transfers

Section 4a-103 - Payment Order — Definitions

Section 4a-304 - Duty of Sender to Report Erroneously Executed Payment Order

Section 4a-305 - Liability for Late or Improper Execution or Failure to Execute Payment Order

Section 4a-401 - Payment Date

Section 4a-402 - Obligation of Sender to Pay Receiving Bank

Section 4a-403 - Payment by Sender to Receiving Bank

Section 4a-404 - Obligation of Beneficiary's Bank to Pay and Give Notice to Beneficiary

Section 4a-405 - Payment by Beneficiary's Bank to Beneficiary

Section 4a-303 - Erroneous Execution of Payment Order

Section 4a-406 - Payment by Originator to Beneficiary; Discharge of Underlying Obligation

Section 4a-502 - Creditor Process Served on Receiving Bank; Setoff by Beneficiary's Bank

Section 4a-503 - Injunction or Restraining Order With Respect to Funds Transfer

Section 4a-504 - Order in Which Items and Payment Orders May Be Charged to Account; Order or Withdrawals From Account

Section 4a-505 - Preclusion of Objection to Debit of Customer's Account

Section 4a-506 - Rate of Interest

Section 4a-507 - Choice of Law

Section 4a-102 - Subject Matter

Section 4a-501 - Variation by Agreement and Effect of Funds Transfer System Rule

Section 4a-302 - Obligations of Receiving Bank in Execution of Payment Order

Section 4a-104 - Funds Transfer — Definitions

Section 4a-212 - Liability and Duty of Receiving Bank Regarding Unaccepted Payment Order

Section 4a-301 - Execution and Execution Date

Section 4a-105 - Other Definitions

Section 4a-106 - Time Payment Order Is Received

Section 4a-107 - Federal Reserve Regulations and Operating Circulars

Section 4a-101 - Short Title

Section 4a-201 - Security Procedure

Section 4a-202 - Authorized and Verified Payment Orders

Section 4a-203 - Unenforceability of Certain Verified Payment Orders

Section 4a-108 - Relationship to Electronic Fund Transfer Act

Section 4a-205 - Erroneous Payment Orders

Section 4a-206 - Transmission of Payment Order Through Funds Transfer or Other Communication System

Section 4a-207 - Misdescription of Beneficiary

Section 4a-208 - Misdescription of Intermediary Bank or Beneficiary's Bank

Section 4a-209 - Acceptance of Payment Order

Section 4a-210 - Rejection of Payment Order

Section 4a-211 - Cancellation and Amendment of Payment Order

Section 4a-204 - Refund of Payment and Duty of Customer to Report With Respect to Unauthorized Payment Order