Section 28A. Any sum or sums which shall be loaned by the mortgagee to the mortgagor at any time after the recording of any mortgage of real estate, to be expended for paying for repairs, improvements, lead paint removal or replacements to, fuel for, or for taxes or other municipal liens, charges or assessments or condominium common expense assessment, including legal fees on, the mortgaged premises, shall be equally secured with and have the same priority as the original indebtedness, to the extent that the aggregate amount outstanding at any one time when added to the balance due on the original indebtedness, shall not exceed the amount originally secured by the mortgage. The provisions of this section shall apply to all forms of mortgages on real estate.
No action under this section shall affect the rights of the holder of any encumbrance which is subject to that of the mortgagee granting the accommodation for the purpose of paying for repairs or replacements to, or for taxes or other municipal liens, charges or assessments on, the mortgaged premises, and recorded prior to September first, nineteen hundred and forty-six, unless his written assent shall be obtained, nor shall any such action affect the rights of an original borrower unless his written assent shall be obtained. In cases where the accommodation is for the purpose of making improvements to the mortgaged premises no action hereunder shall affect the rights of the holder of any encumbrance which is subject to that of the mortgagee granting said accommodation and recorded prior to September first, nineteen hundred and fifty-six, unless his written assent shall be obtained, nor shall any such action affect the rights of an original borrower unless his written assent shall be obtained.
Structure Massachusetts General Laws
Part II - Real and Personal Property and Domestic Relations
Title I - Title to Real Property
Chapter 183 - Alienation of Land
Section 1 - Acts or Ceremonies Necessary for Conveyance by Deed
Section 1a - Instruments Not Under Seal
Section 2 - Estate Conveyed by Quitclaim Deed
Section 3 - Estate Created Without Instrument in Writing
Section 5 - Recording of Instruments; Evidence of Delivery
Section 5a - Recording of Statements Relating to Title; Use as Evidence
Section 5b - Affidavits Relating to Title; Recording
Section 6 - Name and Address of Grantee; Recital of Consideration; Failure to Comply
Section 6b - Address of Property Affected
Section 6c - Residence and Address of Mortgagee or Assignee
Section 8 - Statutory Forms; Alteration or Substitution; ''incorporation by Reference'' Defined
Section 9 - Rules and Definitions Relating to Deeds or Other Instruments
Section 12 - ''grant'' as Word of Conveyance
Section 13 - Words of Inheritance
Section 15 - Easements, Privileges and Appurtenances Belonging to Granted Estate
Section 16 - ''warranty Covenants''
Section 17 - ''quitclaim Covenants'' or ''limited Covenants''
Section 19 - ''mortgage Covenants''
Section 20 - ''statutory Condition'' in Mortgages
Section 21 - ''statutory Power of Sale'' in Mortgage
Section 22 - Co-Operative Bank Mortgage
Section 23 - ''statutory Co-Operative Bank Mortgage Condition''
Section 24 - ''statutory Co-Operative Bank Power of Sale''
Section 25 - Purchase by Holder of Mortgage at Foreclosure Sale
Section 26 - Possessory Interest of Mortgagor
Section 27 - Disposition of Proceeds of Foreclosure Sale; Itemized Accounting Provided to Mortgagor
Section 28 - Assignment of Mortgage; Words of Transfer
Section 28a - Subsequent Loans From Mortgagee; Priority
Section 28b - Open-End Mortgage; Subsequent Loans From Mortgagee
Section 28c - Refinancing in the Borrower's Interest
Section 29 - Necessity of Acknowledgment of Deed; Recordation
Section 30 - Method of Making Acknowledgment
Section 31 - Acknowledgment of Married Woman
Section 32 - Letters of Attorney; Applicability of Law
Section 33 - Certificates of Authority
Section 34 - Proof of Execution of Deed by Testimony of Subscribing Witness
Section 35 - Proof of Execution by Proving Handwriting
Section 37 - Refusal of Grantor to Acknowledge; Proof of Execution by Proving Handwriting
Section 38 - Recording of Unacknowledged Deed; Effect
Section 39 - Proof of Execution of Deed; Necessity of Subscribing Witness
Section 40 - Certificate of Proof of Execution
Section 41 - Proof of Deed Made Outside Commonwealth
Section 42 - Forms for Acknowledgments and Certificates of Authority
Section 43 - Vesting of Title or Interest by Operation of Decree in Equity
Section 44 - Effect of Recording or Registration of Copy of Decree
Section 45 - Conveyance in Fee by Person Seized as Tenant in Tail
Section 46 - Conveyance in Fee by Life Tenant and Vested Remainderman in Tail
Section 47 - Barring of Equitable Estates Tail
Section 48 - Conveyance of Equitable Fee; Entitlement to Conveyance of Outstanding Legal Estate
Section 49 - Sale and Conveyance or Mortgage by Trustee Appointed by Probate Court
Section 50 - Notice of Petition to Appoint Trustee; Appointment of Next Friend
Section 51 - Bond of Trustee; Proceeds of Sale or Mortgage
Section 52 - Sale of Land Charged With Payment of Money; Petition; Decree; Bond of Trustee
Section 53 - Effect of Deed, Bond or Other Instrument Made in Defeasance
Section 54 - Definitions Applicable to Secs. 54 to 55; Method of Discharge of Mortgage
Section 54a - Defective Discharges of Mortgages Held by Entirety; Effect
Section 56 - Mortgage Notes; Provisions for Prepayment
Section 57 - Home Mortgage Notes; Prepayment Penalty; Effect of Taking by Eminent Domain
Section 58 - Real Estate Abutting a Way, Watercourse, Wall, Fence, or Other Monument
Section 59 - Late Charges or Penalties
Section 61 - Payment of Interest by Mortgagee; Request for Exemption
Section 62 - Payment of Taxes to City or Town by Mortgagee; Due Date
Section 63 - Loan Fees; Residential Property Mortgages; Disclosure
Section 63a - Revisions in Mortgage Terms; Restrictions; Fees
Section 64 - Discrimination in Residential Mortgage Loans on Basis of Location of Property
Section 65 - Acceptance of Written Memorandum as Evidence of Insurance
Section 66 - Required Insurance; Limitation
Section 67 - Reverse Mortgage Loans on Residential Property; Requirements
Section 69 - Flood Insurance; Limits on Amount of Coverage Required to Be Purchased