Maryland Statutes
Subtitle 1 - Interest and Usury
Section 12-113 - Discrimination Prohibited

(a)    Except as provided in subsection (b) of this section, a lender may not refuse to lend money to any person solely because of:
        (1)    Geographic area or neighborhood; or
        (2)    Race, creed, color, age, sex, marital status, handicap, or national origin.
    (b)    A lender may refuse to make a loan:
        (1)    On property outside a geographic area of the State in which the lender normally does business;
        (2)    To be used in a type of business or activity other than a type in connection with which the lender normally makes loans; or
        (3)    Because of a greater than normal risk, including one due to:
            (i)    The presence of an airport;
            (ii)    An unusual drainage condition; or
            (iii)    Any other situation which causes a greater than normal risk of loss in a particular area.

Structure Maryland Statutes

Maryland Statutes

Commercial Law

Title 12 - Credit Regulations

Subtitle 1 - Interest and Usury

Section 12-101 - Definitions

Section 12-101.1 - Applicable Provisions Governing Loans

Section 12-102 - General Legal Rate of Interest

Section 12-103 - Other Permitted Rates of Interest; Licensing Requirements

Section 12-104 - Interest Not Considered Usurious

Section 12-105 - Charges Not Considered Interest

Section 12-106 - Statements to Be Furnished by Lender

Section 12-106.1 - Requiring False Statement That Loan Is Commercial Loan

Section 12-107 - Computing Interest Rate if Charge Assessed at Inception of Loan

Section 12-108 - Points Prohibited; Exceptions; Charges Which Lenders May Impose

Section 12-109 - Interest on Escrow Accounts; Statement of Balance

Section 12-109.1 - Use of Escrow Account Funds for Certain Purposes Prohibited

Section 12-109.2 - Management of Escrow Accounts; Lender's Bankruptcy; Fees and Charges

Section 12-110 - Effect of Assignment on Usurious Loan or Contract

Section 12-111 - Limitation of Actions

Section 12-112 - Usury Not Available Against Bona Fide Assignee

Section 12-113 - Discrimination Prohibited

Section 12-114 - Penalties

Section 12-114.1 - Covered Loan Prohibitions

Section 12-115 - Repossession of Goods Securing Loan

Section 12-116 - Refinancing of Loan at Higher Rate

Section 12-117 - Compliance With 14-1302

Section 12-118 - Change in Rate of Interest or Finance Charge During Term of Obligation

Section 12-119 - Real Property Closing Costs

Section 12-120 - When Borrower Required to Pay for Services of Lender's Attorney

Section 12-121 - Lender's Inspection Fees

Section 12-122 - Violations

Section 12-123 - Insurance Binders

Section 12-124 - Property Insurance Coverage

Section 12-124.1 - Homeowner Equity Protection

Section 12-125 - Financing Agreements

Section 12-126 - Prepayment of Outstanding Unpaid Indebtedness

Section 12-127 - Lender to Consider Homeowner's Ability to Repay Loan