Maryland Statutes
Insurance
Title 12 - Policy Forms and Provisions

Subtitle 1 - General Provisions

Section 12-101 - Scope of Title - This title does not apply to reinsurance and wet marine...

Section 12-102 - Standard Provisions - (a) Except as provided in subsection (b)(1) of this section,...

Section 12-103 - Validity and Construction of Noncomplying Conditions or Provisions - An otherwise valid insurance policy, rider, or endorsement issued after...

Section 12-104 - Validity and Effect of Limitations Periods - (a) A provision in an insurance contract or surety contract...

Section 12-105 - Waiver of Policy Provisions or Defenses by Insurers - Without limitation of any right or defense of an insurer,...

Section 12-106 - Binders or Contracts for Temporary Insurance - (a) (1) In this section the following words have the...

Section 12-107 - Simplified Policies of Insurance - (a) Notwithstanding any provision of this article or other law...

Subtitle 2 - Life and Health Insurance and Annuities

Section 12-201 - Insurable Interest Required for Personal Insurance - (a) (1) An individual of competent legal capacity may procure...

Section 12-202 - Application or Consent Required for Life or Health Insurance Contracts - (a) (1) This subsection does not apply to a contract...

Section 12-203 - Filing and Approval of Forms - (a) (1) This section applies to a form for a...

Section 12-204 - Hearings on Minimum Benefits or Coverage - (a) The Commissioner may hold hearings to determine if accident,...

Section 12-205 - Disapproval of Forms - (a) (1) The Commissioner shall disapprove a form or withdraw...

Section 12-206 - Applications for Life or Health Insurance or Annuities - (a) (1) This subsection does not apply to industrial life...

Section 12-207 - Statements in Applications for Life or Health Insurance or Annuities - (a) Each statement by or on behalf of the insured...

Section 12-208 - Discharge on Payment - (a) Whenever the proceeds of or payments under a life...

Section 12-209 - Prohibited Provisions in Policy or Contract - A life insurance or health insurance policy or annuity contract...

Section 12-210 - Extension of Grace Period on Life, Accident, or Health Insurance Policy - (a) On advance written notice to an insurer, the Commissioner...

Section 12-211 - Prohibited Provision in Disability Policies - (a) In this section, “carrier” means: (1) an insurer; or...

Subtitle 3 - Property and Motor Vehicle Liability Insurance

Section 12-301 - Insurable Interest in Property Required - (a) In this section, “insurable interest” means an actual, lawful,...

Section 12-302 - Guardian Authorized to Insure Minor's Property - (a) A guardian of a minor may insure for the...

Section 12-303 - Effect of Death of Insured - A change of interest on the death of the insured...

Section 12-304 - Certificate on Property of Borrower - (a) If an insurer issues and delivers a policy to...

Section 12-305 - Motor Vehicle Liability Insurance -- Mandatory Settlement of Property Damage Claim - (a) A claim for damage to property resulting from a...

Section 12-306 - Motor Vehicle Liability Insurance -- Effect of Settlement of Property Damage Claim - A settlement made by an insurer or a self-insurer approved...