Maryland Statutes
Subtitle 3 - Property and Motor Vehicle Liability Insurance
Section 12-302 - Guardian Authorized to Insure Minor's Property

(a)    A guardian of a minor may insure for the minor property that the minor owns.
    (b)    A property insurance contract issued to a guardian under subsection (a) of this section has the same effect as if the minor were an adult and had made the property insurance contract.