A change of interest on the death of the insured does not void property insurance and the property insurance passes to the person taking the interest in the property.
Structure Maryland Statutes
Title 12 - Policy Forms and Provisions
Subtitle 3 - Property and Motor Vehicle Liability Insurance
Section 12-301 - Insurable Interest in Property Required
Section 12-302 - Guardian Authorized to Insure Minor's Property
Section 12-303 - Effect of Death of Insured
Section 12-304 - Certificate on Property of Borrower
Section 12-305 - Motor Vehicle Liability Insurance -- Mandatory Settlement of Property Damage Claim
Section 12-306 - Motor Vehicle Liability Insurance -- Effect of Settlement of Property Damage Claim