(a) A provision in an insurance contract or surety contract that sets a shorter time to bring an action under or on the insurance contract or surety contract than required by the law of the State when the insurance contract or surety contract is issued or delivered is against State public policy, illegal, and void.
(b) If an insurance contract or surety contract contains a provision that is illegal under this section:
(1) a State court may not give effect to the provision; and
(2) a defense to liability under the insurance contract or surety contract may not be based upon the shorter limitation period.
Structure Maryland Statutes
Title 12 - Policy Forms and Provisions
Subtitle 1 - General Provisions
Section 12-101 - Scope of Title
Section 12-102 - Standard Provisions
Section 12-103 - Validity and Construction of Noncomplying Conditions or Provisions
Section 12-104 - Validity and Effect of Limitations Periods
Section 12-105 - Waiver of Policy Provisions or Defenses by Insurers
Section 12-106 - Binders or Contracts for Temporary Insurance