(a) In this section, “carrier” means:
(1) an insurer; or
(2) a nonprofit health service plan.
(b) A disability insurance policy may not be sold, delivered, or issued for delivery in the State by a carrier if the policy contains a clause that purports to reserve sole discretion to the carrier to interpret the terms of the policy or to provide standards of interpretation or review that are inconsistent with the laws of the State.
Structure Maryland Statutes
Title 12 - Policy Forms and Provisions
Subtitle 2 - Life and Health Insurance and Annuities
Section 12-201 - Insurable Interest Required for Personal Insurance
Section 12-202 - Application or Consent Required for Life or Health Insurance Contracts
Section 12-203 - Filing and Approval of Forms
Section 12-204 - Hearings on Minimum Benefits or Coverage
Section 12-205 - Disapproval of Forms
Section 12-206 - Applications for Life or Health Insurance or Annuities
Section 12-207 - Statements in Applications for Life or Health Insurance or Annuities
Section 12-208 - Discharge on Payment
Section 12-209 - Prohibited Provisions in Policy or Contract
Section 12-210 - Extension of Grace Period on Life, Accident, or Health Insurance Policy
Section 12-211 - Prohibited Provision in Disability Policies