Maine Revised Statutes
Chapter 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT
24-A §2214. Previous adverse underwriting decisions

§2214. Previous adverse underwriting decisions
A carrier, producer or producer agency may not base an adverse underwriting decision in whole or in part:   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
1.  Previous adverse underwriting decisions.  On the fact of a previous adverse underwriting decision or on the fact that a consumer previously obtained insurance coverage through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks. However, a carrier or producer may base an adverse underwriting decision on further information obtained from a carrier, producer or producer agency responsible for a previous adverse underwriting decision; or  
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
2.  Information from insurance support organizations.  On personal information received from an insurance support organization whose primary source of information is insurance carriers. However, a carrier or producer may base an adverse underwriting decision on further personal information obtained as a result of information received from the insurance support organization, including primary source information confirming the information received from the insurance support organization.  
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
SECTION HISTORY
PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).

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