§2209. Investigative consumer reports
1. Required notice. A regulated insurance entity or insurance support organization may not prepare or request an investigative consumer report about an insurance consumer in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the regulated insurance entity complies with Title 10, section 1314 and informs the consumer in writing that the consumer may request to be interviewed in connection with the preparation of the investigative consumer report.
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
2. Personal interview. If an investigative consumer report is to be prepared by the regulated insurance entity, the regulated insurance entity shall institute reasonable procedures to conduct a personal interview when requested by a consumer.
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
3. Insurance support organization. If an investigative consumer report is to be prepared by an insurance support organization, the regulated insurance entity requesting the report shall inform the insurance support organization whether a personal interview has been requested by the consumer. The insurance support organization shall institute reasonable procedures to conduct such interviews.
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
SECTION HISTORY
PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).
Structure Maine Revised Statutes
TITLE 24-A: MAINE INSURANCE CODE
Chapter 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT
24-A §2205. Pretext interviews
24-A §2206. Notice of insurance information practices
24-A §2207. Marketing and research surveys
24-A §2208. Content of disclosure authorization forms
24-A §2209. Investigative consumer reports
24-A §2210. Access to recorded personal information
24-A §2211. Correction, amendment or deletion of recorded personal information
24-A §2212. Reasons for adverse underwriting decisions
24-A §2213. Information concerning previous adverse underwriting decisions
24-A §2214. Previous adverse underwriting decisions
24-A §2215. Disclosure limitations and conditions
24-A §2216. Insurance support organizations
24-A §2217. Individual remedies