§2213. Information concerning previous adverse underwriting decisions
Unless an inquiry of a regulated insurance entity or insurance support organization also requests the reasons for the underwriting decision or placement, a regulated insurance entity or insurance support organization may not seek information in connection with an insurance transaction concerning: [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
1. Previous adverse decision. Any previous adverse underwriting decision experienced by an insurance consumer; or
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
2. Residual market, surplus lines or substandard risk carrier. Any previous insurance coverage obtained by a consumer through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks.
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
SECTION HISTORY
PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).
Structure Maine Revised Statutes
TITLE 24-A: MAINE INSURANCE CODE
Chapter 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT
24-A §2205. Pretext interviews
24-A §2206. Notice of insurance information practices
24-A §2207. Marketing and research surveys
24-A §2208. Content of disclosure authorization forms
24-A §2209. Investigative consumer reports
24-A §2210. Access to recorded personal information
24-A §2211. Correction, amendment or deletion of recorded personal information
24-A §2212. Reasons for adverse underwriting decisions
24-A §2213. Information concerning previous adverse underwriting decisions
24-A §2214. Previous adverse underwriting decisions
24-A §2215. Disclosure limitations and conditions
24-A §2216. Insurance support organizations
24-A §2217. Individual remedies