216.10 Unfair credit practices.
1. It shall be an unfair or discriminatory practice for any:
a. Creditor to refuse to enter into a consumer credit transaction or impose finance charges or other terms or conditions more onerous than those regularly extended by that creditor to consumers of similar economic backgrounds because of age, color, creed, national origin, race, religion, marital status, sex, sexual orientation, gender identity, physical disability, or familial status.
b. Person authorized or licensed to do business in this state pursuant to chapter 524, 533, 536, or 536A to refuse to loan or extend credit or to impose terms or conditions more onerous than those regularly extended to persons of similar economic backgrounds because of age, color, creed, national origin, race, religion, marital status, sex, sexual orientation, gender identity, physical disability, or familial status.
c. Creditor to refuse to offer credit life or health and accident insurance because of color, creed, national origin, race, religion, marital status, age, physical disability, sex, sexual orientation, gender identity, or familial status. Refusal by a creditor to offer credit life or health and accident insurance based upon the age or physical disability of the consumer shall not be an unfair or discriminatory practice if such denial is based solely upon bona fide underwriting considerations not prohibited by Title XIII, subtitle 1.
2. The provisions of this section shall not be construed by negative implication or otherwise to narrow or restrict any other provisions of this chapter.
[C75, 77, §601A.9; C79, 81, §601A.10]
90 Acts, ch 1212, §1
C93, §216.10
2007 Acts, ch 191, §13; 2012 Acts, ch 1017, §57
Referred to in §216.2
See also §507B.4 and 537.3311
Structure Iowa Code
Chapter 216 - CIVIL RIGHTS COMMISSION
Section 216.3 - Commission appointed.
Section 216.4 - Compensation and expenses — rules.
Section 216.5 - Powers and duties.
Section 216.6 - Unfair employment practices.
Section 216.6A - Additional unfair or discriminatory practice — wage discrimination in employment.
Section 216.7 - Unfair practices — accommodations or services.
Section 216.8 - Unfair or discriminatory practices — housing.
Section 216.8A - Additional unfair or discriminatory practices — housing.
Section 216.8B - Assistance animals and service animals in housing — penalty.
Section 216.9 - Unfair or discriminatory practices — education.
Section 216.10 - Unfair credit practices.
Section 216.11 - Aiding, abetting, or retaliation.
Section 216.11A - Interference, coercion, or intimidation.
Section 216.12A - Additional housing exception.
Section 216.14 - Promotion or transfer.
Section 216.15 - Complaint — hearing.
Section 216.15A - Additional proceedings — housing discrimination.
Section 216.15B - Formal mediation — confidentiality.
Section 216.16 - Sixty-day administrative release.
Section 216.16A - Civil action elected — housing.
Section 216.17 - Judicial review — enforcement.
Section 216.17A - Civil proceedings — housing.
Section 216.18 - Rules of construction.
Section 216.19 - Local laws implementing this chapter.
Section 216.20 - Effect on other law.