Florida Statutes
Part IX - Unfair Insurance Trade Practices (Ss. 626.951-626.99)
626.9707 - Disability insurance; discrimination on basis of sickle-cell trait prohibited.


(1) An insurer authorized to transact insurance in this state may not refuse to issue and deliver in this state any policy of disability insurance, whether such policy is defined as individual, group, blanket, franchise, industrial, or otherwise, which is currently being issued for delivery in this state and which affords benefits and coverage for any medical treatment or service authorized and permitted to be furnished by a hospital, clinic, health clinic, neighborhood health clinic, health maintenance organization, physician, physician assistant, advanced practice registered nurse, or medical service facility or personnel solely because the person to be insured has the sickle-cell trait.
(2) No disability insurance policy issued or delivered in this state shall carry a higher premium rate or charge solely because the person to be insured has the sickle-cell trait.
History.—s. 1, ch. 78-35; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 27, ch. 2020-9.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 626 - Insurance Field Representatives and Operations

Part IX - Unfair Insurance Trade Practices (Ss. 626.951-626.99)

626.951 - Declaration of purpose.

626.9511 - Definitions.

626.9521 - Unfair methods of competition and unfair or deceptive acts or practices prohibited; penalties.

626.9531 - Identification of insurers, agents, and insurance contracts.

626.9541 - Unfair methods of competition and unfair or deceptive acts or practices defined.

626.9543 - Holocaust victims.

626.9545 - Improper charge identification incentive program.

626.9551 - Favored agent or insurer; coercion of debtors.

626.9561 - Power of department and office.

626.9571 - Defined practices; hearings, witnesses, appearances, production of books and service of process.

626.9581 - Cease and desist and penalty orders.

626.9591 - Appeals from the department or office.

626.9601 - Penalty for violation of cease and desist orders.

626.9611 - Rules.

626.9621 - Provisions of part additional to existing law.

626.9631 - Civil liability.

626.9641 - Policyholders, bill of rights.

626.9651 - Privacy.

626.9701 - Rate increases and premium surcharges; consideration of certain noncriminal violations for excessive speed prohibited.

626.9702 - Illegal dealings in premiums; excess charges for insurance.

626.9705 - Life or disability insurance; illegal dealings.

626.9706 - Life insurance; discrimination on basis of sickle-cell trait prohibited.

626.9707 - Disability insurance; discrimination on basis of sickle-cell trait prohibited.

626.97075 - Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited.

626.973 - Fictitious groups.

626.9741 - Use of credit reports and credit scores by insurers.

626.9743 - Claim settlement practices relating to motor vehicle insurance.

626.9744 - Claim settlement practices relating to property insurance.

626.9885 - Financial institutions conducting insurance transactions.

626.989 - Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest.

626.9891 - Insurer anti-fraud investigative units; reporting requirements; penalties for noncompliance.

626.9892 - Anti-Fraud Reward Program; reporting of insurance fraud.

626.9893 - Disposition of revenues; criminal or forfeiture proceedings.

626.9894 - Gifts and grants.

626.9896 - Dedicated insurance fraud prosecutors.

626.99 - Life insurance solicitation.