Florida Statutes
Part IX - Unfair Insurance Trade Practices (Ss. 626.951-626.99)
626.951 - Declaration of purpose.


(1) The purpose of this part is to regulate trade practices relating to the business of insurance in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945 (Pub. L. No. 15, 79th Congress), by defining, or providing for the determination of, all such practices in this state which constitute unfair methods of competition or unfair or deceptive acts or practices and by prohibiting the trade practices so defined or determined.
(2) This part shall be entitled the “Unfair Insurance Trade Practices Act.”
History.—s. 379, ch. 59-205; s. 9, ch. 76-260; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 626 - Insurance Field Representatives and Operations

Part IX - Unfair Insurance Trade Practices (Ss. 626.951-626.99)

626.951 - Declaration of purpose.

626.9511 - Definitions.

626.9521 - Unfair methods of competition and unfair or deceptive acts or practices prohibited; penalties.

626.9531 - Identification of insurers, agents, and insurance contracts.

626.9541 - Unfair methods of competition and unfair or deceptive acts or practices defined.

626.9543 - Holocaust victims.

626.9545 - Improper charge identification incentive program.

626.9551 - Favored agent or insurer; coercion of debtors.

626.9561 - Power of department and office.

626.9571 - Defined practices; hearings, witnesses, appearances, production of books and service of process.

626.9581 - Cease and desist and penalty orders.

626.9591 - Appeals from the department or office.

626.9601 - Penalty for violation of cease and desist orders.

626.9611 - Rules.

626.9621 - Provisions of part additional to existing law.

626.9631 - Civil liability.

626.9641 - Policyholders, bill of rights.

626.9651 - Privacy.

626.9701 - Rate increases and premium surcharges; consideration of certain noncriminal violations for excessive speed prohibited.

626.9702 - Illegal dealings in premiums; excess charges for insurance.

626.9705 - Life or disability insurance; illegal dealings.

626.9706 - Life insurance; discrimination on basis of sickle-cell trait prohibited.

626.9707 - Disability insurance; discrimination on basis of sickle-cell trait prohibited.

626.97075 - Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited.

626.973 - Fictitious groups.

626.9741 - Use of credit reports and credit scores by insurers.

626.9743 - Claim settlement practices relating to motor vehicle insurance.

626.9744 - Claim settlement practices relating to property insurance.

626.9885 - Financial institutions conducting insurance transactions.

626.989 - Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest.

626.9891 - Insurer anti-fraud investigative units; reporting requirements; penalties for noncompliance.

626.9892 - Anti-Fraud Reward Program; reporting of insurance fraud.

626.9893 - Disposition of revenues; criminal or forfeiture proceedings.

626.9894 - Gifts and grants.

626.9896 - Dedicated insurance fraud prosecutors.

626.99 - Life insurance solicitation.