(a) Every insurer shall file with the Commissioner all forms, endorsements, contracts or policies proposed for use in Delaware in connection with workers' compensation or employers' liability insurance.
(b) As part of rate or form filing, each insurer shall file its classification of risks and all rules governing applications of classification system, including rules or practices relating to payroll audits and collection of premiums. All scheduled rating and deviation schedules shall also be filed with the Commissioner.
(c) Every rating system which provides deviations from normal premium rates shall be uniform in its application to all risks in the class for which the deviation is made. Deviations may remain in effect for a period of more than 1 year unless terminated by the Commissioner.
Structure Delaware Code
Chapter 25. RATES AND RATING ORGANIZATIONS
§ 2501. Purpose of chapter; interpretation.
§ 2505. Exemption from filing.
§ 2506. Effective date of filing.
§ 2507. Disapproval of filing.
§ 2508. Limitation of disapproval power.
§ 2510. Filings for members and subscribers of rating organizations authorized.
§ 2511. Licensing of rating organizations.
§ 2512. Subscribers to rating organizations.
§ 2514. Rules not to affect dividends.
§ 2516. Examinations and rules.
§ 2519. Appeal from rating organization.
§ 2520. Appeal by insurers and others as to filings.
§ 2521. Information to be furnished insured.
§ 2522. Advisory organizations.
§ 2523. Joint underwriters; joint reinsurers.
§ 2525. Recording and reporting of loss and expense experience.
§ 2526. Interchange of rating plan data; consultation; cooperative action in rate making.
§ 2528. False or misleading information.
§ 2531. Appeals from Commissioner.
§ 2532. Certain increases in premiums to peace officers or emergency personnel prohibited.
§ 2533. Workers' compensation rates.
§ 2534. Workers' compensation and employers' liability forms and policies.