Delaware Code
Chapter 25. RATES AND RATING ORGANIZATIONS
§ 2501. Purpose of chapter; interpretation.

The purpose of this chapter is to promote the public welfare by regulating insurance rates (in accordance with the intent of Congress as expressed in Public Law 15—79th Congress) and to the end that they shall not be excessive, inadequate or unfairly discriminatory and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of this chapter. Nothing in this chapter is intended:

(1) To prohibit or discourage reasonable competition; or
(2) To prohibit, or encourage except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans or practices.
This chapter shall be liberally interpreted to carry into effect this section.

Structure Delaware Code

Delaware Code

Title 18 - Insurance Code

Chapter 25. RATES AND RATING ORGANIZATIONS

§ 2501. Purpose of chapter; interpretation.

§ 2502. Scope of chapter.

§ 2503. Making of rates [For applicability of this section, see 81 Del. Laws, c. 108, §  3] [Effective until Jan. 1, 2027].

§ 2503. Making of rates [For applicability of this section, see 81 Del. Laws, c. 108, §  3] [Effective Jan. 1, 2027].

§ 2504. Rate filings.

§ 2505. Exemption from filing.

§ 2506. Effective date of filing.

§ 2507. Disapproval of filing.

§ 2508. Limitation of disapproval power.

§ 2509. Excess rates.

§ 2510. Filings for members and subscribers of rating organizations authorized.

§ 2511. Licensing of rating organizations.

§ 2512. Subscribers to rating organizations.

§ 2513. Notice of changes.

§ 2514. Rules not to affect dividends.

§ 2515. Technical services.

§ 2516. Examinations and rules.

§ 2517. Adherence to filings.

§ 2518. Deviations.

§ 2519. Appeal from rating organization.

§ 2520. Appeal by insurers and others as to filings.

§ 2521. Information to be furnished insured.

§ 2522. Advisory organizations.

§ 2523. Joint underwriters; joint reinsurers.

§ 2524. Examinations.

§ 2525. Recording and reporting of loss and expense experience.

§ 2526. Interchange of rating plan data; consultation; cooperative action in rate making.

§ 2527. Assigned risk plans.

§ 2528. False or misleading information.

§ 2529. Fleet rates.

§ 2530. Penalties.

§ 2531. Appeals from Commissioner.

§ 2532. Certain increases in premiums to peace officers or emergency personnel prohibited.

§ 2533. Workers' compensation rates.

§ 2534. Workers' compensation and employers' liability forms and policies.

§ 2535. Adverse actions on policies relating to provision of medical care for termination of pregnancy.