Delaware Code
Chapter 25. RATES AND RATING ORGANIZATIONS
§ 2522. Advisory organizations.

(a) Every group, association or other organization of insurers, whether located within or outside this State, which assists insurers which make their own filings or rating organizations in rate making, by the collection and furnishing of loss or expense statistics or by the submission of recommendations, but which does not make filings under this chapter shall be known as an advisory organization.
(b) Every advisory organization shall file with the Commissioner:

(1) A copy of its constitution, its articles of agreement or association or its certificate of incorporation and of its bylaws, rules and regulations governing its activities;
(2) A list of its members; and
(3) The name and address of a resident of this State upon whom notice or orders of the Commissioner or process issued at his or her direction may be served.
(c) If, after a hearing, the Commissioner finds that the furnishing of such information or assistance involves any act or practice which is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, he or she may issue a written order specifying in what respects such act or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter and requiring the discontinuance of such act or practice.
(d) No insurer which makes its own filing nor any rating organization shall support its filings by statistics or adopt rate making recommendations, furnished to it by an advisory organization which has not complied with this section or with an order of the Commissioner involving such statistics or recommendations issued under subsection (c) of this section. If the Commissioner finds such insurer or rating organization to be in violation of this subsection, he or she may issue an order requiring the discontinuance of such violation.

Structure Delaware Code

Delaware Code

Title 18 - Insurance Code

Chapter 25. RATES AND RATING ORGANIZATIONS

§ 2501. Purpose of chapter; interpretation.

§ 2502. Scope of chapter.

§ 2503. Making of rates [For applicability of this section, see 81 Del. Laws, c. 108, §  3] [Effective until Jan. 1, 2027].

§ 2503. Making of rates [For applicability of this section, see 81 Del. Laws, c. 108, §  3] [Effective Jan. 1, 2027].

§ 2504. Rate filings.

§ 2505. Exemption from filing.

§ 2506. Effective date of filing.

§ 2507. Disapproval of filing.

§ 2508. Limitation of disapproval power.

§ 2509. Excess rates.

§ 2510. Filings for members and subscribers of rating organizations authorized.

§ 2511. Licensing of rating organizations.

§ 2512. Subscribers to rating organizations.

§ 2513. Notice of changes.

§ 2514. Rules not to affect dividends.

§ 2515. Technical services.

§ 2516. Examinations and rules.

§ 2517. Adherence to filings.

§ 2518. Deviations.

§ 2519. Appeal from rating organization.

§ 2520. Appeal by insurers and others as to filings.

§ 2521. Information to be furnished insured.

§ 2522. Advisory organizations.

§ 2523. Joint underwriters; joint reinsurers.

§ 2524. Examinations.

§ 2525. Recording and reporting of loss and expense experience.

§ 2526. Interchange of rating plan data; consultation; cooperative action in rate making.

§ 2527. Assigned risk plans.

§ 2528. False or misleading information.

§ 2529. Fleet rates.

§ 2530. Penalties.

§ 2531. Appeals from Commissioner.

§ 2532. Certain increases in premiums to peace officers or emergency personnel prohibited.

§ 2533. Workers' compensation rates.

§ 2534. Workers' compensation and employers' liability forms and policies.

§ 2535. Adverse actions on policies relating to provision of medical care for termination of pregnancy.